ST JOSEPH JUNIOR FOUNDATION INC (EIN 381558024) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1953

Legal Domicile

Principal Officer

KEITH SAWYER

Phone

2699835441

Tax Period

2023-01-01 to 2023-12-31

ST JOSEPH JUNIOR FOUNDATION INC, founded in 1953, is a small nonprofit that reported $112K in total revenue in fiscal year 2023. Revenue surged 51% from the prior year, signaling strong growth momentum. Expenses of $129K exceeded revenue, resulting in a 15% operating deficit.

Mission

THE ST. JOSEPH JUNIOR FOUNDATION INC IS ENGAGED IN THE ACTIVITY OF PROVIDING SAILING AND WATER SAFETY TRAINING TO STUDENTS AND ADULTS IN SOUTHWESTERN MICHIGAN.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $53,518

Program Service Revenue $55,790

Investment Income $2,690

Other Revenue $0

TOTAL REVENUE $111,998

Expense Breakdown

Grants Paid $0

Salaries & Benefits $38,425

Fundraising Expenses $2,729

Program Expenses $101,514

Other Expenses $90,654

TOTAL EXPENSES $129,079

Year-over-Year Comparison

	2023	2022	Change
Revenue	$111,998	$74,357	+0.5%
Expenses	$129,079	$120,936	+0.1%
Net Income	$-17,081	$-46,579	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KEITH SAWYER	PRESIDENT	5.00	Officer Director	$0	$0	$0
PETRA DIETZ	VICE PRESIDENT	2.00	Officer Director	$0	$0	$0
THOMAS SMITS	TREASURER	5.00	Officer Director	$0	$0	$0
MARY BETH BURKE	SECRETARY	2.00	Officer Director	$0	$0	$0
KATHY ANDRIES	DIRECTOR	2.00	Director	$0	$0	$0
NICK CORTEZ	DIRECTOR	2.00	Director	$0	$0	$0
ANDREW GROOTENDORST	DIRECTOR	2.00	Director	$0	$0	$0
THOMAS JACOBS	DIRECTOR	2.00	Director	$0	$0	$0
MICHAEL KINNEY	DIRECTOR	2.00	Director	$0	$0	$0
ERIC MALLEN	DIRECTOR	2.00	Director	$0	$0	$0
CHRIS MARZKE	DIRECTOR	2.00	Director	$0	$0	$0
GARY SISSON	DIRECTOR	2.00	Director	$0	$0	$0
KENNETH ZIMMERMAN	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$111,998	$129,079	$1,233,064	$-17,081
2022	$74,357	$120,936	$1,160,664	$-46,579
2021	$156,340	$130,156	$1,305,114	$26,184
2020	$107,670	$96,273	$1,205,575	$11,397

ST JOSEPH JUNIOR FOUNDATION INC