CREDIT UNIONS CHARTERED IN THE STATE OF MI TRI-CITIES CREDIT UNION

EIN: 381559604

GRAND HAVEN, MI

Total Revenue
$2,703,102
Total Expenses
$2,136,132
Total Assets
$50,592,977
Net Assets
$6,892,816
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1955
Legal Domicile
MI
Principal Officer
KIM HALL
Phone
6168426320
Tax Period
2025-01-01 to 2025-12-31

CREDIT UNIONS CHARTERED IN THE STATE OF MI TRI-CITIES CREDIT UNION, founded in 1955, is a community nonprofit that reported $2.7M in total revenue in fiscal year 2025. The organization ran a surplus of $567K, a strong 21% operating margin.

Mission

WE BELIEVE THAT FOSTERING PERSONAL RELATIONSHIPS IN LOCAL BANKING SUPPORTS OUR MISSION OF BUILDING COMMUNITY TRUST AND TREATING MEMBER OWNERS LIKE FAMILY.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $2,163,401
Investment Income $539,701
Other Revenue $0
TOTAL REVENUE $2,703,102

Expense Breakdown

Grants Paid $0
Salaries & Benefits $812,178
Fundraising Expenses $0
Other Expenses $1,323,954
TOTAL EXPENSES $2,136,132

Year-over-Year Comparison

2025 2024 Change
Revenue $2,703,102 $2,571,146 +0.1%
Expenses $2,136,132 $2,159,506 0.0%
Net Income $566,970 $411,640 +0.4%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
7
Independent Members
7
Employees
18
Volunteers
7

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
⚠ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$342,315
Total Directors
7
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
KIMBERLY HALL President & CEO 40.00
Officer
$119,826 $26,466 $146,292
JACKIE MOINET CFO 40.00
Officer
$95,955 $4,781 $100,736
MAE WILDEY Vice President 40.00
Officer
$88,678 $6,609 $95,287
MATT PUGH Chairman 1.00
Director
$0 $0 $0
SETH LONGCORE Director 1.00
Director
$0 $0 $0
JON HULETT Director 1.00
Director
$0 $0 $0
DONALD HOITENGA Director 1.00
Director
$0 $0 $0
SINDEE MAXWELL Secretary 1.00
Director
$0 $0 $0
SUSAN PAWLAK Treasurer 1.00
Director
$0 $0 $0
RONALD TYCZYNSKI Director 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $2,703,102 $2,136,132 $50,592,977 $566,970
2024 $2,571,146 $2,159,506 $50,679,219 $411,640
2023 $2,204,309 $1,745,982 $48,034,282 $458,327
2022 $2,311,299 $1,396,145 $47,836,843 $915,154
2021 $1,601,833 $1,270,029 $48,237,871 $331,804
2020 $1,590,033 $1,336,032 $41,171,681 $254,001
2019 $1,621,090 $1,199,328 $33,861,433 $421,762
2018 $1,419,949 $988,872 $31,946,942 $431,077
Explore More Nonprofits
→Top 100 Nonprofits in Michigan →Largest U.S. Nonprofits →Best Rated Nonprofits →Most Efficient Nonprofits

Compare CREDIT UNIONS CHARTERED IN THE STATE OF MI TRI-CITIES CREDIT UNION with other nonprofits in Michigan and across the country.

We Value Your Privacy
We use cookies and similar technologies to analyze site traffic and improve your experience. By clicking "Accept All", you consent to our use of cookies for analytics and measurement.