GREATER ALBION CHAMBER OF COMMERCE (EIN 381613480) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1959

Legal Domicile

Principal Officer

BILLY BEERS

Phone

5176295533

Tax Period

2025-01-01 to 2025-12-31

GREATER ALBION CHAMBER OF COMMERCE, founded in 1959, is a small nonprofit that reported $181K in total revenue in fiscal year 2025.

Mission

TO MAKE ALBION A GREAT PLACE TO WORK, LIVE, AND VISIT. WE WORK WITH OUR MEMBERS TO MAKE SURE THEY ARE SET UP TO BE AS SUCCESSFUL AS POSSIBLE THROUGH ACCESS TO PROGRAMS AND BENEFITS EXCLUSIVE TO CHAMBER MEMBERS. WE COLLABORATE WITH OTHER LOCAL ENTITIES TO HELP PROVIDE A THRIVING ENVIRONMENT FOR BUSINESS AND INVESTMENT IN ALBION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $44,457

Program Service Revenue $7,454

Investment Income $657

Other Revenue $128,535

TOTAL REVENUE $181,103

Expense Breakdown

Grants Paid $0

Salaries & Benefits $116,089

Fundraising Expenses $19,031

Other Expenses $51,973

TOTAL EXPENSES $187,093

Year-over-Year Comparison

	2025	2024	Change
Revenue	$181,103	$183,310	0.0%
Expenses	$187,093	$167,346	+0.1%
Net Income	$-5,990	$15,964	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$83,325

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BILLY BEERS	PRESIDENT/ED	40.00	Officer	$72,542	$10,783	$83,325
IAN BARBOUR	DIRECTOR	1.00	Director	$0	$0	$0
JEN BOMBA	DIRECTOR	1.00	Director	$0	$0	$0
NANCY CHAPMAN	DIRECTOR	1.00	Director	$0	$0	$0
TOCCARA GADDIS	DIRECTOR	1.00	Director	$0	$0	$0
AFTON BLIGHT MAKSIMCHUK	DIRECTOR	1.00	Director	$0	$0	$0
ALAN MORGAN	CHAIR	2.00	Officer Director	$0	$0	$0
CHRISTINA NICESWANDER	VICE CHAIR	2.00	Officer Director	$0	$0	$0
SHONNIE REED	DIRECTOR	1.00	Director	$0	$0	$0
LINDSEY ROARK	DIRECTOR	1.00	Director	$0	$0	$0
SYLVIA SHARPE	SECRETARY	2.00	Officer Director	$0	$0	$0
SARAH STAHL	DIRECTOR	1.00	Director	$0	$0	$0
FREDDIE VANN	DIRECTOR	1.00	Director	$0	$0	$0
ASHLEY VINTON	TREASURER	2.00	Officer Director	$0	$0	$0
BEN WADE	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$181,103	$187,093	$163,966	$-5,990
2024	No data	No data	No data	No data
2022	$171,368	$112,305	$128,812	$59,063

GREATER ALBION CHAMBER OF COMMERCE