GRAND TRAVERSE BAY YMCA

EIN: 381709640 501(c)(3)

TRAVERSE CITY, MI

Total Revenue
$10,636,338
Total Expenses
$7,781,583
Total Assets
$23,072,538
Net Assets
$22,122,117
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1964
Legal Domicile
MI
Phone
2319339622
Tax Period
2025-01-01 to 2025-12-31

GRAND TRAVERSE BAY YMCA, founded in 1964, is a mid-sized nonprofit that reported $10.6M in total revenue in fiscal year 2025. Revenue grew 8% year-over-year, indicating healthy expansion. The organization ran a surplus of $2.9M, a strong 27% operating margin.

Mission

TO PUT JUDEO-CHRISTIAN PRINCIPLES INTO PRACTICE THROUGH PROGRAMS THAT BUILD HEALTHY SPIRIT, MIND, AND BODY FOR ALL.

Program Service Accomplishments

Program 1
Expenses: $4,381,143 Revenue: $5,970,432

THE Y IS A LEADING VOICE ON HEALTH AND WELL BEING. WE BRING FAMILIES CLOSER TOGETHER, ENCOURAGE GOOD HEALTH, AND FOSTER CONNECTIONS THROUGH FITNESS, SPORTS, FUN AND SHARED INTERESTS. AS A RESULT...

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THE Y IS A LEADING VOICE ON HEALTH AND WELL BEING. WE BRING FAMILIES CLOSER TOGETHER, ENCOURAGE GOOD HEALTH, AND FOSTER CONNECTIONS THROUGH FITNESS, SPORTS, FUN AND SHARED INTERESTS. AS A RESULT, HUNDREDS OF PEOPLE IN OUR COMMUNITY ARE RECEIVING THE SUPPORT, GUIDANCE, AND RESOURCES THEY NEED TO ACHIEVE GREATER HEALTH IN SPIRIT, MIND, AND BODY. THIS IS PARTICULARLY IMPORTANT AS OUR NATION STRUGGLES WITH AN OBESITY CRISIS, FAMILIES STRUGGLE WITH WORK/LIFE BALANCE, AND INDIVIDUALS SEARCH FOR PERSONAL FULFILLMENT. OUR PROGRAMS ARE ACCESSIBLE, AFFORDABLE, AND OPEN TO ALL FAITHS, BACKGROUNDS, ABILITIES, AND INCOME LEVELS. IN 2025, WE PROVIDED OVER $228,000 IN FINANCIAL ASSISTANCE TO PEOPLE WHO OTHERWISE MAY NOT HAVE BEEN ABLE TO AFFORD TO PARTICIPATE.

Program 2
Expenses: $1,869,594 Revenue: $1,419,651

OUR YMCA IS COMMITTED TO NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN. WE BELIEVE THAT ALL YOUTH DESERVE THE OPPORTUNITY TO DISCOVER WHO THEY ARE AND WHAT THEY CAN ACHIEVE. THAT'S WHY WE HELP...

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OUR YMCA IS COMMITTED TO NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN. WE BELIEVE THAT ALL YOUTH DESERVE THE OPPORTUNITY TO DISCOVER WHO THEY ARE AND WHAT THEY CAN ACHIEVE. THAT'S WHY WE HELP YOUNG PEOPLE CULTIVATE THE VALUES, SKILLS, AND RELATIONSHIPS THAT LEAD TO POSITIVE BEHAVIORS, BETTER HEALTH, AND EDUCATIONAL ACHIEVEMENT. OUR YMCA PROGRAMS, SUCH AS OUR AFTER-SCHOOL PROGRAM, SUMMER CAMP AND CHILD DEVELOPMENT CENTER, OFFER A RANGE OF EXPERIENCES THAT ENRICH COGNITIVE, SOCIAL, PHYSICAL, AND EMOTIONAL GROWTH. EXPENSES INCLUDE SUBSIDIES AND DIRECT FINANCIAL ASSISTANCE THAT MAKE PARTICIPATION POSSIBLE FOR SERVING OVER 500 CHILDREN.

Program 3
Expenses: $854,411 Revenue: $90,305

OUR YMCA BELIEVES IN GIVING BACK AND SUPPORTING OUR NEIGHBORS. WE HAVE BEEN LISTENING AND RESPONDING TO OUR COMMUNITY'S MOST CRITICAL SOCIAL NEEDS FOR MANY YEARS. Y PROGRAMS, SUCH AS YOUTH SWIM...

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OUR YMCA BELIEVES IN GIVING BACK AND SUPPORTING OUR NEIGHBORS. WE HAVE BEEN LISTENING AND RESPONDING TO OUR COMMUNITY'S MOST CRITICAL SOCIAL NEEDS FOR MANY YEARS. Y PROGRAMS, SUCH AS YOUTH SWIM LESSONS, MIDDLE SCHOOL AFTER SCHOOL CARE, AND THE SAFETY AROUND WATER PROGRAMS, ARE EXAMPLES OF HOW WE DELIVER TRAINING, RESOURCES, AND SUPPORT THAT EMPOWER NEIGHBORS TO EFFECT CHANGE, BRIDGE GAPS, AND OVERCOME OBSTACLES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $2,869,176
Program Service Revenue $7,480,388
Investment Income $154,284
Other Revenue $132,490
TOTAL REVENUE $10,636,338

Expense Breakdown

Grants Paid $0
Salaries & Benefits $4,754,129
Fundraising Expenses $293,128
Program Expenses $7,105,148
Other Expenses $2,955,454
TOTAL EXPENSES $7,781,583

Year-over-Year Comparison

2025 2024 Change
Revenue $10,636,338 $9,818,858 +0.1%
Expenses $7,781,583 $7,607,700 +0.0%
Net Income $2,854,755 $2,211,158 +0.3%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

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Liquidity & Cash Position

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Governance

Voting Members
16
Independent Members
16
Employees
321
Volunteers
601

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
7
$405,202
Total Directors
11
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
BRAD PAVWOSKI BOARD MEMBER 1.0
Director
$0 $0 $0
CHRISTINA NOVAK BOARD MEMBER 1.0
Director
$0 $0 $0
DEAN ADAMS BOARD MEMBER 1.0
Director
$0 $0 $0
JENNIFER FRANKHOUSE BOARD MEMBER 1.0
Director
$0 $0 $0
JOSH THORINGTON BOARD MEMBER 1.0
Director
$0 $0 $0
KARRIE ZEITS BOARD MEMBER 1.0
Director
$0 $0 $0
KIRA KARAPETIAN BOARD MEMBER 1.0
Director
$0 $0 $0
MARSHALL COLLINS BOARD MEMBER 1.0
Director
$0 $0 $0
MARY BETH MORRISON BOARD MEMBER 1.0
Director
$0 $0 $0
SID VANSLYKE BOARD MEMBER 1.0
Director
$0 $0 $0
TYLER BARTOSH BOARD MEMBER 1.0
Director
$0 $0 $0
ANDREW PAGE PRESIDENT/CHIEF EXECUTIVE OFFICER 40.0
Officer
$231,836 $6,969 $238,805
DAVID ROWE IMMEDIATE PAST BOARD CHAIR 3.0
Officer
$0 $0 $0
GINNY BILACIC CHIEF OPERATIONS OFFICER 40.0
Officer
$161,545 $4,852 $166,397
KEVIN KLEIN BOARD CHAIR 3.0
Officer
$0 $0 $0
LAURA GLENN BOARD VICE-CHAIR 3.0
Officer
$0 $0 $0
MARK WILSON BOARD TREASURER 3.0
Officer
$0 $0 $0
TIFINI MCCLYDE-BLYTHE BOARD SECRETARY 3.0
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $10,636,338 $7,781,583 $23,072,538 $2,854,755
2024 $9,818,858 $7,607,700 $22,814,829 $2,211,158
2023 $9,043,507 $6,890,717 $20,660,627 $2,152,790
2022 $6,860,767 $5,957,437 $19,309,477 $903,330
2021 $7,717,823 $5,144,573 $18,817,614 $2,573,250
2020 $5,321,998 $4,901,084 $16,474,350 $420,914
2019 $6,362,880 $6,115,503 $15,921,665 $247,377
2018 $5,888,427 $5,791,266 $15,814,863 $97,161
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