ST VINCENT DE PAUL THRIFT STORE

EIN: 381845863 501(c)(3)

ALPENA, MI

Total Revenue
$650,558
Total Expenses
$661,331
Total Assets
N/A
Net Assets
N/A
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1969
Legal Domicile
MI
Principal Officer
JULIE KOWALSKI
Phone
9893543671
Tax Period
2018-10-01 to 2019-09-30

ST VINCENT DE PAUL THRIFT STORE, founded in 1969, is a small nonprofit that reported $651K in total revenue in fiscal year 2018. Revenue grew 12% year-over-year, indicating healthy expansion.

Mission

ASSIST INDIVIDUALS IN NEED

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $501
Program Service Revenue $0
Investment Income $-2,140
Other Revenue $652,197
TOTAL REVENUE $650,558

Expense Breakdown

Grants Paid $0
Salaries & Benefits $377,518
Fundraising Expenses $0
Program Expenses $630,174
Other Expenses $283,813
TOTAL EXPENSES $661,331

Year-over-Year Comparison

2018 2017 Change
Revenue $650,558 $581,257 +0.1%
Expenses $661,331 $575,151 +0.1%
Net Income $-10,773 $6,106 -2.8%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
8
Independent Members
8
Employees
31
Volunteers
31

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
8
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JULIE KOWALSKI PRESIDENT 2.00
Officer Director
$0 $0 $0
LINDA BOLDA SECRETARY 2.00
Officer Director
$0 $0 $0
THOMAS LACROSS DIRECTOR 2.00
Director
$0 $0 $0
LINDA ZIELINSKI DIRECTOR 2.00
Director
$0 $0 $0
GERI LACROSS DIRECTOR 2.00
Director
$0 $0 $0
BILL MORFORD DIRECTOR 2.00
Director
$0 $0 $0
MARGE MORFORD DIRECTOR 2.00
Director
$0 $0 $0
LORNA SOUVA DIRECTOR 2.00
Director
$0 $0 $0
JEAN HAYKA TREASURER 2.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2019 $650,558 $661,331 No data $-10,773
2018 $581,257 $575,151 $1,135,484 $6,106
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