THE VILLAGE CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1956

Legal Domicile

Principal Officer

PAM BINGHAM

Phone

2486443450

Tax Period

2024-05-01 to 2025-04-30

THE VILLAGE CLUB, founded in 1956, is a community nonprofit in the Recreation & Sports sector that reported $1.8M in total revenue in fiscal year 2024. Revenue decreased 7% compared to the prior year. Expenses of $1.7M left a modest 5% surplus.

Mission

TO OPERATE EXCLUSIVELY FOR THE PLEASURE OF THE MEMBERS AND THEIR FAMILIES WHILE OFFERING FINE DINING, CULTURAL, EDUCATIONAL, SOCIAL AND PHILANTHROPIC OPPORTUNITIES.

Program Service Accomplishments

Program 1

SOCIAL ACTIVITIES AND EDUCATIONAL CLASSES WHICH ARE PROVIDED FOR THE ENJOYMENT AND BENEFIT OF THE CLUB MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,491

Program Service Revenue $2,130,615

Investment Income $45,547

Other Revenue $-362,367

TOTAL REVENUE $1,817,286

Expense Breakdown

Grants Paid $0

Salaries & Benefits $714,250

Fundraising Expenses $0

Other Expenses $1,016,654

TOTAL EXPENSES $1,730,904

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,817,286	$1,962,294	-0.1%
Expenses	$1,730,904	$1,722,631	+0.0%
Net Income	$86,382	$239,663	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

221

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOAN PRIMO	PRESIDENT	10.00	Officer Director	$0	$0	$0
LISA NEMAZI	SECRETARY	10.00	Officer Director	$0	$0	$0
JANE BOWMAN	TREASURER	10.00	Officer Director	$0	$0	$0
PAMELA BINGHAM	VICE PRESIDENT	10.00	Officer Director	$0	$0	$0
MOLLY O'SHEA	MEMBERSHIP DIRECTOR	10.00	Director	$0	$0	$0
LAURIE HAROUTUNIAN	DIRECTOR	10.00	Director	$0	$0	$0
SALLY SAVOIE	DIRECTOR	10.00	Director	$0	$0	$0
ENA BROWN	DIRECTOR	10.00	Director	$0	$0	$0
HELENE PREDHOMME	FINANCE DIRECTOR	10.00	Director	$0	$0	$0
STAN PENA	GENERAL MANAGER	40.00	Highest	$143,887	$9,558	$153,445

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,817,286	$1,730,904	$6,473,667	$86,382
2024	$1,962,294	$1,722,631	$6,573,420	$239,663
2023	$1,612,678	$1,814,294	$6,213,539	$-201,616
2022	$1,685,834	$1,766,522	$6,560,883	$-80,688
2021	$1,828,245	$1,330,257	$6,893,336	$497,988
2020	$2,898,510	$2,311,200	$5,447,775	$587,310
2019	$2,441,891	$2,357,002	$4,930,333	$84,889
2018	$2,514,112	$2,373,287	$4,877,523	$140,825