WYANDOTTE EDUCATION ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

MARSHALL WYMORE TREASURER

Phone

7342848730

Tax Period

2023-09-01 to 2024-08-31

WYANDOTTE EDUCATION ASSOCIATION, founded in 2008, is a small nonprofit that reported $336K in total revenue in fiscal year 2023.

Mission

PROVIDING REPRESENTATION TO THE TEACHERS OF THE CITY OF WYANDOTTE PUBLIC SCHOOL DISTRICT

Program Service Accomplishments

Program 1

Expenses: $354,249

THE ORGANIZATION COLLECTS AND REMITS MEMBER DUES TO THE MICHIGAN EDUCATION ASSOCIATION AND PROVIDES REPRESENTATION TO ITS MEMBERSHIP

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $335,655

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $335,655

Expense Breakdown

Grants Paid $700

Salaries & Benefits $40,228

Fundraising Expenses $0

Program Expenses $354,249

Other Expenses $316,571

TOTAL EXPENSES $357,499

Year-over-Year Comparison

	2023	2022	Change
Revenue	$335,655	$326,184	+0.0%
Expenses	$357,499	$340,749	+0.0%
Net Income	$-21,844	$-14,565	+0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$19,894

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KEITH LOYA	PRESIDENT	1.00	Officer	$7,023	$0	$7,023
AMANDA SOUTHWARD	VICE PRESIDENT	1.00	Officer	$2,031	$0	$2,031
BETH NEMETH	SECRETARY	1.00	Officer	$1,600	$0	$1,600
DAWN PIERZ	REGION 2 DELEGATE	1.00	Officer	$3,340	$0	$3,340
KRISTEN ZEMNICKAS	REGION 2 DELEGATE	1.00	Officer	$2,712	$0	$2,712
MARSHALL WYMORE	TREASURER	1.00	Officer	$2,000	$0	$2,000
PAUL CIARAVINO	PAC CHAIR	1.00	Officer	$1,188	$0	$1,188

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$30,547	$55,746	$53,553	$-25,199
2024	$335,655	$357,499	$53,204	$-21,844
2023	$326,184	$340,749	$75,048	$-14,565
2022	$304,016	$302,856	$89,613	$1,160
2021	$345,382	$316,054	$88,453	$29,328
2020	$337,514	$335,583	$59,125	$1,931
2019	$336,695	$330,253	$57,194	$6,442
2018	$320,343	$312,523	$50,752	$7,820