Michigan Basic Property Insurance Association

EIN: 381956049

Farmington Hills, MI

Total Revenue
$11,845,327
Total Expenses
$11,173,758
Total Assets
$15,762,775
Net Assets
$2,999,891
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1968
Legal Domicile
MI
Principal Officer
Michelle Mooradian
Phone
3138777400
Tax Period
2023-01-01 to 2023-12-31

Michigan Basic Property Insurance Association, founded in 1968, is a mid-sized nonprofit that reported $11.8M in total revenue in fiscal year 2023. Revenue decreased 6% compared to the prior year. Expenses of $11.2M left a modest 6% surplus.

Mission

The mission of Michigan Basic Property Insurance Association is to provide prompt courteous and efficient service to our customers; be aware of the responsibility we have to our member companies and policyholders to utilize resources effectively; provide a work environment that recognizes creativity and promotes teamwork; and be sensitive to the needs of the community.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $11,110,385
Investment Income $734,388
Other Revenue $554
TOTAL REVENUE $11,845,327

Expense Breakdown

Grants Paid $5,492
Salaries & Benefits $2,318,825
Fundraising Expenses $0
Program Expenses $11,173,760
Other Expenses $8,849,441
TOTAL EXPENSES $11,173,758

Year-over-Year Comparison

2023 2022 Change
Revenue $11,845,327 $12,632,616 -0.1%
Expenses $11,173,758 $10,898,573 +0.0%
Net Income $671,569 $1,734,043 -0.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

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Liquidity & Cash Position

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Governance

Voting Members
18
Independent Members
18
Employees
22
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
18
$9,150
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Janie Hathaway Board of Governors 0.50
Director
$0 $0 $0
Randy McKee Board of Governors 0.50
Director
$0 $0 $0
Leroy Bostic Board of Governors 0.50
Director
$1,800 $0 $1,800
Christopher Cleveland Board of Governors 0.50
Director
$0 $0 $0
David Field Board of Governors 0.50
Director
$1,500 $0 $1,500
Erin Fowle Board of Governors 0.50
Director
$0 $0 $0
Lisa Hicks Board of Governors 0.50
Director
$0 $0 $0
Michael C Levine Board of Governors 0.50
Director
$750 $0 $750
Linda Maar Board of Governors 0.50
Director
$0 $0 $0
Solon Phillips Board of Governors 0.50
Director
$1,050 $0 $1,050
Steve Rock Board of Governors 0.50
Director
$1,650 $0 $1,650
Muddasar Tawakkul Board of Governors 0.50
Director
$2,100 $0 $2,100
Jeffrey O Williams Board of Governors 0.50
Director
$150 $0 $150
Eugene Hawkins III Board of Governors 0.50
Director
$150 $0 $150
Michael Wykes Board of Governors 0.50
Director
$0 $0 $0
Timothy Dillahunt Board of Governors 0.50
Director
$0 $0 $0
Matthew Hillborg Board of Governors 0.50
Director
$0 $0 $0
Nathan Powell Board of Governors 0.50
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $11,845,327 $11,173,758 $15,762,775 $671,569
2022 $12,632,616 $10,898,573 $16,573,320 $1,734,043
2021 $14,270,902 $10,325,535 $25,213,481 $3,945,367
2020 $15,942,154 $10,878,766 $36,478,347 $5,063,388
2019 $15,458,807 $13,303,987 $54,265,153 $2,154,820
2018 $15,633,024 $20,692,923 $49,195,801 $-5,059,899
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