ADRIAN, MI
4 risk indicators measuring financial stability and operational resilience
Sign in with your work email to view Tuckman-Chang indicators
Sign In — Free (10 views/day)CREDIT UNIONS CHARTERED IN THE STATE OF MIDBA LENCO CREDIT UNION, founded in 1970, is a community nonprofit that reported $7.2M in total revenue in fiscal year 2025. Revenue grew 10% year-over-year, indicating healthy expansion. The organization ran a surplus of $1.9M, a strong 26% operating margin.
Lenco Credit Union is a member-owned financial cooperative. It is our mission to provide member-owners with the highest quality financial services allowed within the realm of safe and sound business practices to encourage thrift, savings, and the wise use of credit to promote the cooperative ideals of the credit union philosophy and to promote and support the people, agencies, and organizations of Lenawee County.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
Sign in to view Trantor Score and financial metrics
Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $7,150,054 | $6,517,000 | +0.1% |
| Expenses | $5,268,593 | $4,791,109 | +0.1% |
| Net Income | $1,881,461 | $1,725,891 | +0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
Sign in to view all financial metrics
Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| BEN NEAL | President & CEO | 40.00 |
Officer
|
$170,579 | $36,262 | $206,841 |
| LINDA BENSCHOTER | Vice President | 40.00 |
Officer
|
$163,495 | $17,023 | $180,518 |
| ROBERT WRIGHT | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| SAM EWING | Chairman | 1.00 |
Director
|
$0 | $0 | $0 |
| KEITH DERSHAM | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| DEANNA HARTLEY | Secretary | 1.00 |
Director
|
$0 | $0 | $0 |
| CINDY PRUE | Treasurer | 1.00 |
Director
|
$0 | $0 | $0 |
| MICHAEL CRAFTS | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| WILLIAM BLACKERBY | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $7,150,054 | $5,268,593 | $139,542,873 | $1,881,461 |
| 2024 | No data | No data | No data | No data |
| 2023 | $5,021,107 | $3,883,344 | $121,319,921 | $1,137,763 |
| 2022 | $3,921,015 | $3,022,397 | $122,648,622 | $898,618 |
| 2021 | $3,577,886 | $2,826,362 | $120,477,304 | $751,524 |
| 2020 | $3,672,295 | $2,877,262 | $106,195,981 | $795,033 |
| 2019 | $3,832,122 | $2,607,487 | $85,684,353 | $1,224,635 |
| 2018 | $3,516,262 | $2,376,806 | $82,415,248 | $1,139,456 |
Compare CREDIT UNIONS CHARTERED IN THE STATE OF MIDBA LENCO CREDIT UNION with other nonprofits in Michigan and across the country.