HEALTH ALLIANCE PLAN OF MICHIGAN

EIN: 382242827 Health Care

DETROIT, MI

Total Revenue
$1,636,128,583
Total Expenses
$1,609,912,895
Total Assets
$703,335,429
Net Assets
$371,026,230
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Financial Trends

Organization Details

Formation Year
1979
Legal Domicile
MI
Principal Officer
MERRILL HAUSENFLUCK
Phone
2487763530
Tax Period
2024-01-01 to 2024-12-31

HEALTH ALLIANCE PLAN OF MICHIGAN, founded in 1979, is a large national nonprofit in the Health Care sector that reported $1.6B in total revenue in fiscal year 2024.

Mission

TO IMPROVE THE HEALTH STATUS OF THE RESIDENTS IN ALL OF THE COMMUNITIES WE SERVE. WE ACCOMPLISH THIS THROUGH INNOVATIVE PROGRAMS TO PROVIDE HEALTH CARE COVERAGE WITH AN EMPHASIS ON PREVENTATIVE CARE AS WELL AS OUTREACH PROGRAMS TO THE COMMUNITIES AIMED AT ENHANCING AND PROMOTING HEALTHIER COMMUNITIES.

Program Service Accomplishments

Program 1
Expenses: $1,583,811,672 Revenue: $1,616,815,139

CORPORATE OVERVIEWHAP IS A SUBSIDIARY OF HENRY FORD HEALTH ONE OF THE NATION'S LEADING HEALTH CARE SYSTEMS. HAP PROVIDES COVERAGE TO INDIVIDUALS, COMPANIES AND ORGANIZATIONS. WE PARTNER WITH DOCTORS...

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CORPORATE OVERVIEWHAP IS A SUBSIDIARY OF HENRY FORD HEALTH ONE OF THE NATION'S LEADING HEALTH CARE SYSTEMS. HAP PROVIDES COVERAGE TO INDIVIDUALS, COMPANIES AND ORGANIZATIONS. WE PARTNER WITH DOCTORS, EMPLOYERS AND COMMUNITY GROUPS TO IMPROVE THE OVERALL HEALTH OF EVERY COMMUNITY WE SERVE. OUR MISSION IS TO ENHANCE THE HEALTH AND WELL-BEING OF THE LIVES WE TOUCH.COMPANY HIGHLIGHTS: FOUNDED IN 1960 BASED IN DETROIT, MICHIGAN 419,994 MEMBERS AND 900 PLUS EMPLOYEESIN AUGUST 2023, HAP AND CARESOURCE, AN OHIO-BASED NONPROFIT MANAGED CARE HEALTH PLAN, ENTERED INTO AN AGREEMENT TO FORM A JOINT VENTURE. THE GOAL OF THE JOINT VENTURE IS TO BRING HIGH-QUALITY COVERAGE TO MORE MICHIGAN RESIDENTS. THIS POSITIONS HENRY FORD HEALTH AND THE JOINT VENTURE IN AN EXTREMELY STRONG STRATEGIC POSITION FOR A SUCCESSFUL MEDICAID PROCUREMENT, STATEWIDE MEDICAID GROWTH, AND RE-ENTRY INTO THE ON-EXCHANGE INDIVIDUAL MARKET. HAP IS A FULL-SERVICE HEALTH INSURANCE COMPANY WITH DISTINCT PRODUCT PORTFOLIOS: EMPLOYER GROUP PLANS HMO, PPO, EPO, NARROW NETWORK AND CONSUMER-DRIVEN HEALTH PLANS. HEALTH ENGAGEMENT PROGRAM OFFERS EMPLOYEES INCENTIVES TO ADOPT A HEALTHIER LIFESTYLE. INDIVIDUAL PLANS HAP PLANS HMO, PPO AND HEALTH SAVINGS ACCOUNT ARE FOR INDIVIDUALS AND FAMILIES NOT COVERED THROUGH EMPLOYER HEALTH INSURANCE. MEDICARE HAP MEDICARE SOLUTIONS OFFER HMO AND PPO HEALTH PLANS, PRESCRIPTION DRUG PLANS AND MEDICARE SUPPLEMENT PLANS FOR INDIVIDUALS AND EMPLOYER-SPONSORED EMPLOYEES AND RETIREES. MEDICAID HAP EMPOWERED HEALTH PLAN IS AN HMO BASED IN SOUTHEAST MICHIGAN WITH ABOUT 33,383 ENROLLEES. SELF-FUNDED ASO AND ASR HEALTH BENEFITS OFFER COMPETITIVE OPTIONS FOR EMPLOYERS AND HEALTH AND WELFARE FUNDS SEEKING TO SELF-FUND THEIR HEALTH BENEFIT COSTS. NETWORK LEASING HAP PREFERRED, INC. IS A PPO NETWORK THAT CAN BE ADMINISTERED BY THIRD-PARTY ADMINISTRATORS AND HEALTH AND WELFARE FUNDS.PARTICIPATING PHYSICIANS AND ANCILLARY PROVIDERS: HAP'S ROBUST PROVIDER NETWORKS INCLUDE THE LEADING MICHIGAN DOCTORS, HOSPITALS, AND HEALTH SYSTEMS.HAP CONTRACTS WITH MORE THAN 50,000 PROVIDER PARTNERS AND 88 PLUS MICHIGAN HOSPITALS TO SERVE ITS MEMBERS. STATEWIDE AND NATIONAL PROVIDER NETWORK SOLUTIONS ARE AVAILABLE FOR OTHER PRODUCT LINES THROUGH STRATEGIC PARTNERSHIPS FOR COMPANIES WITH MULTIPLE LOCATIONS. HAP EXPENDS A CONSIDERABLE AMOUNT OF RESOURCES COMMUNICATING WITH MEMBERS AND PROVIDING SUPPORTIVE HEALTH PROGRAMS AND RESOURCES TO HELP THEM ACHIEVE SUSTAINABLE HEALTHY HABITS AND MANAGE CHRONIC CONDITIONS. EXAMPLES OF HEALTH AND WELLNESS PROGRAMS AND RESOURCES INCLUDE: PREVENTIVE AND WELLNESS SERVICES: HAP COVERS PREVENTIVE SERVICES, INCLUDING CANCER SCREENINGS, PHYSICALS, FLU SHOTS AND MORE. WORKSITE WELLNESS PROGRAMS: FREE OR LOW-COST PREVENTIVE SERVICES AND HEALTH EDUCATION FOR THE WORKPLACE. ISTRIVE FOR BETTER HEALTH: ONLINE HEALTH ASSESSMENT AND DIGITAL COACHING. EASY-TO-UNDERSTAND EDUCATIONAL TOOLS: WE HELP MEMBERS MANAGE THEIR PLAN BENEFITS AND OVERALL HEALTH.COMMUNITY OUTREACH OVERVIEW & INITIATIVESESTABLISHING AND MANAGING RELATIONSHIPS WITH NON-PROFIT ORGANIZATIONS THAT SUPPORT COMMUNITY HEALTH AND WELL-BEING IS AN INTEGRAL PART OF THE MISSION AND VISION OF HAP'S COMMUNITY OUTREACH DEPARTMENT. 2024 ACTIVITIES AND ACCOMPLISHMENTS IN COMMUNITY OUTREACHKEY INITIATIVES: ESTABLISH AND MANAGE RELATIONSHIPS WITH HUMAN SERVICE AGENCIES AND NON-PROFIT ORGANIZATIONS THAT SUPPORT COMMUNITY HEALTH AND WELL-BEING. SUPPORT PROGRAMS AT SENIOR CENTERS, AREA AGENCIES ON AGING AND VETERANS AFFAIRS ORGANIZATIONS TO KEEP THE HAP BRAND TOP OF MIND AMONG MEDICARE ADVANTAGE PROSPECTS. DEVELOP AND PRESENT MEMBER ENGAGEMENT ACTIVITIES TO AID IN RETENTION FOR ALL LINES OF BUSINESS. PARTNER WITH HENRY FORD HEALTH, OTHER CONTRACTED PROVIDERS AND ENROLLED EMPLOYER GROUPS TO PRESENT COMMUNITY EVENTS AND MEMBER ENGAGEMENT ACTIVITIES. COLLABORATE WITH HAP HCM AND QUALITY TEAMS TO PRODUCE AND EXECUTE "CLINIC DAYS" TO CLOSE GAPS IN CARE FOR MEDICAID MEMBERS. IDENTIFY, PROMOTE, AND COORDINATE HAP EMPLOYEE VOLUNTEER OPPORTUNITIES. 1000 STAFF COMMUNITY VOLUNTEER HOURS WERE LOGGED IN 2024 MANAGE HIGH-PROFILE CORPORATE INITIATIVES SUCH AS THE AHA HEART WALK, THE HAP CRIM FESTIVAL OF RACES AND "GAME ON CANCER". COLLABORATE WITH ORGANIZATIONS OFFERING BOTH FINANCIAL ASSISTANCE AND VOLUNTEER SUPPORT. ADMINISTERED AND MANAGED 260 GRANTS, CHARITABLE DONATIONS AND CORPORATE SPONSORSHIPS WITH NON-PROFIT ORGANIZATIONS AND COMMUNITY PARTNERS, DIRECTLY TOUCHING OVER 1,000,000 LIVES. ENGAGED WITH HENRY FORD HEALTH, FQHC PARTNERS AND MUNICIPAL HEALTH DEPARTMENTS AT COMMUNITY VACCINATION EVENTS AT ONE FORD PLACE, CHURCHES, COMMUNITY CENTERS IN UNDERSERVED COMMUNITIES. HEALTH EQUITY REMAINS A CORE FOCUS FOR HAP, ALONGSIDE ADDRESSING FOOD INSECURITY AND ENSURING THE SOCIAL DETERMINANTS OF HEALTH FOR HUNDREDS OF THOUSANDS OF MICHIGAN RESIDENTS IN OUR CARE. TOTAL LIVES TOUCHED: 1,000,000SIGNATURE PROGRAMS AND PARTNERS:MOGO BIKES: WITH 620 BIKES AT 75 STATIONS, MOGO GIVES METRO-DETROITERS THE FREEDOM AND FLEXIBILITY TO MOVE AROUND AT PRICES THAT EVERYONE CAN AFFORD. MOGO IS MADE POSSIBLE THROUGH A SIGNIFICANT PARTNERSHIP WITH HENRY FORD HEALTH AND HEALTH ALLIANCE PLAN (HAP).CRIM FITNESS FOUNDATION: HAP PARTNERS WITH THIS FLINT-BASED AGENCY ON A VARIETY OF HEALTH, WELL-BEING AND COMMUNITY EDUCATION ENDEAVORS. MOST NOTABLY AS PRESENTING SPONSOR OF THE HAP CRIM FESTIVAL OF RACES AND CRIMFIT TRAINING PROGRAM. GAME ON, CANCER: GAME ON CANCER, A UNIQUE COLLABORATION BETWEEN HENRY FORD HEALTH, HAP, THE DETROIT LIONS AND THE DETROIT PISTONS, IS A PEER-TO-PEER TEAM-BASED FUNDRAISER DESIGNED TO ALLEVIATE BARRIERS CANCER PATIENTS FACE ON THEIR ROAD TO RECOVERY AND ADVANCE LEADING-EDGE RESEARCH. RUTH ELLIS CENTER: HAP PROVIDES SUPPORT ANNUALLY FOR THE RUTH ELLIS CENTER (REC), BASED IN HIGHLAND PARK. REC PROVIDES TRAUMA-INFORMED SERVICES FOR LESBIAN, GAY, BI-ATTRACTIONAL, TRANSGENDER AND QUESTIONING (LGBTQ+) YOUTH, AND YOUNG ADULTS, WITH AN EMPHASIS ON YOUNG PEOPLE OF COLOR, EXPERIENCING HOMELESSNESS, INVOLVED IN THE CHILD WELFARE SYSTEM, AND/OR EXPERIENCING BARRIERS TO HEALTH AND WELLBEING.DETROIT PUBLIC SCHOOLS COMMUNITY DISTRICT (DPSCD) HAS BEEN A GREAT PARTNER FOR THE LAST SEVERAL YEARS. THROUGH OUR PARTNERSHIP WE HAVE BEEN ABLE TO SPONSOR AND SUPPORT ALL SOCIAL DETERMINANTS OF HEALTH IN SOUTHEAST MICHIGAN. EACH CHILD THAT WE SUPPORTED WAS ABLE TO RECEIVE A BRAND NEW COAT OF CHOICE, HAT AND PAIR OF GLOVES.DENTAL CLINIC DAYS AND WOMEN'S CLINIC DAYS: HAP CARESOURCE SUCCESSFULLY HOSTED SEVERAL WOMEN'S CLINIC DAYS , PROVIDING VITAL PREVENTATIVE CARE AND SUPPORT TO OUR MEMBERS. HAP CARESOURCE ALSO COMPLETED SEVERAL ADULT ACCESS CLINIC DAYS THROUGHOUT THE CITY OF DETROIT, AIMING TO BRIDGE HEALTHCARE GAPS AND ENSURE MORE ADULTS RECEIVE THE CARE THEY NEED TO LIVE HEALTHY LIVES.ONESIGHT: HAP PARTNERED WITH ONESIGHT ESSILOR LUXOTTICA FOUNDATION AND EYE MED FOR A TWO-DAY VISION CLINIC AT GRACE COMMUNITY CHURCH PROVIDING COMMUNITY RESIDENTS FREE EYE EXAMS AND EYEGLASSES.MEALS ON WHEELS WEST MICHIGAN & FOOD BANK OF EASTERN MICHIGAN: OUR RELATIONSHIP WITH MEALS ON WHEELS IN GRAND RAPIDS WAS A RESULT OF OUR EXPANSION INTO MORE WESTERN MICHIGAN COUNTIES. IN 2024 WE SPONSORED SEVERAL COMMUNITY EVENTS RAISING MONEY AND AWARENESS TO ADDRESS FOOD INSECURITY AND SUPPORT COMMUNITY EFFORTS TO FIGHT HUNGER.OTHER PROGRAMS WHICH HAP ENGAGED IN 2024 INCLUDE: AMERICAN HEART ASSOCIATION AND STROKE WALK, CASS COMMUNITY SOCIAL SERVICES PARTNERSHIP, NOAH PROJECT PARTNERSHIP, FOOD GATHERERS AND DPS & RIVER ROUGE HIGH SCHOOL EXPERIENCE MSU GAME DAY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,616,644,328
Investment Income $19,313,444
Other Revenue $170,811
TOTAL REVENUE $1,636,128,583

Expense Breakdown

Grants Paid $167,500
Salaries & Benefits $66,221,927
Fundraising Expenses $0
Program Expenses $1,583,811,672
Other Expenses $118,635,343
TOTAL EXPENSES $1,609,912,895

Year-over-Year Comparison

2024 2023 Change
Revenue $1,636,128,583 $1,621,970,158 +0.0%
Expenses $1,609,912,895 $1,622,285,296 0.0%
Net Income $26,215,688 $-315,138 -84.2%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
16
Independent Members
13
Employees
1036
Volunteers
80

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
7
$7,351,375
Total Directors
17
$13,454,067
Key Employees
4
$2,903,263
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JEFFREY A CHAFFKIN DIRECTOR 1.00
Director
$0 $0 $0
MAMATHA CHAMARTHI DIRECTOR 1.00
Director
$0 $0 $0
JONI MT DAVIS JD DIRECTOR 1.00
Director
$0 $0 $0
DENISE G ESSENBERG DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL A GENORD MD DIRECTOR/PRESIDENT (THRU 11/2024) 58.00
Officer Director
$0 $27,857 $2,051,756
JACALYN S GOFORTH DIRECTOR- CHAIR 2.00
Officer Director
$0 $0 $25,000
JOHN K GORMAN DIRECTOR 1.00
Director
$0 $0 $0
GREGORY JACKSON DIRECTOR 1.00
Director
$0 $0 $0
RAYMOND C LOPE DIRECTOR 1.00
Director
$0 $0 $0
ADNAN R MUNKARAH MD DIRECTOR 1.00
Director
$0 $69,819 $3,443,767
MEERAH RAJAVEL DIRECTOR 1.00
Director
$0 $0 $0
ROBERT G RINEY DIRECTOR 1.00
Director
$0 $61,705 $7,081,174
FELIX M VALBUENA MD DIRECTOR 1.00
Director
$0 $0 $0
MARGARET ANDERSON DIRECTOR/PRESIDENT (START 11/2024) 59.00
Officer Director
$814,173 $38,197 $852,370
CHARLES R BROWNING DIRECTOR 1.00
Director
$0 $0 $0
MARGARET KENNEDY CPA DIRECTOR 1.00
Director
$0 $0 $0
GWEN M MACKENZIE RN MN MHSA DIRECTOR 1.00
Director
$0 $0 $0
ARCHANA RAJENDRA JD ASSISTANT SECRETARY 55.00
Officer
$226,317 $11,395 $423,747
MARJORIE A STATEN JD SECRETARY (THRU 10/2024) 2.00
Officer
$0 $15,932 $262,958
ROBIN S DAMSCHRODER TREASURER 2.00
Officer
$0 $64,536 $3,410,190
STEVEN B BENDER ESQ SECRETARY (START 10/2024) 2.00
Officer
$0 $5,629 $325,354
K MICHAEL TREASH SVP & COO 55.00
Key Emp
$798,631 $26,813 $825,444
CHARLES BLOOM DO CMO 55.00
Key Emp
$716,089 $113,612 $829,701
MERRILL HAUSENFLUCK CFO/ASST. TREASURER 55.00
Key Emp
$664,026 $97,688 $761,714
CHRISTINE HARDER SR VP - NETWORK MGMT 55.00
Key Emp
$414,437 $71,967 $486,404
IRENA ANDREEVSKA VP- CHIEF ACTUARY&UNDERWRITING 60.00
Highest
$477,226 $28,447 $505,673
MARC VANDERBURG VP- ACCT RETENTION & SALES 60.00
Highest
$423,636 $27,364 $451,000
YVONNE T SESI MEDICAL DIRECTOR-HCM 60.00
Highest
$407,580 $6,245 $413,825
ANNETTE M MARCATH VP & CIO (THRU 4/2024) 55.00
Highest
$421,285 $19,887 $441,172
FRANK A BORSCHKE MEDICAL DIRECTOR-HCM 60.00
Highest
$407,599 $41,087 $448,686
J DOUGLAS CLARK FORMER TREASURER/INT. CFO 0.00
$0 $64,382 $926,883
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $1,636,128,583 $1,609,912,895 $703,335,429 $26,215,688
2023 $1,621,970,158 $1,622,285,296 $668,623,512 $-315,138
2022 $1,566,077,953 $1,509,906,316 $614,290,528 $56,171,637
2021 $1,512,844,679 $1,645,581,353 $635,656,895 $-132,736,674
2020 $1,523,591,589 $1,464,356,994 $726,435,984 $59,234,595
2019 $1,510,727,877 $1,493,376,572 $611,708,865 $17,351,305
2018 $1,473,964,679 $1,483,423,250 $614,028,005 $-9,458,571
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