CHRISTIAN CAMPING MINISTRIES INC DBA SON-LIFE CAMP & RETREAT CENTER (EIN 382248478) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

BETTY VERBURG

Phone

2697922081

Tax Period

2024-01-01 to 2024-12-31

CHRISTIAN CAMPING MINISTRIES INC DBA SON-LIFE CAMP & RETREAT CENTER, founded in 1990, is a small nonprofit in the Religion sector that reported $381K in total revenue in fiscal year 2024. Expenses of $326K left a modest 15% surplus.

Mission

SUMMER CHRISTIAN YOUTH CAMP

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $199,539

Program Service Revenue $177,011

Investment Income $4,402

Other Revenue $0

TOTAL REVENUE $380,952

Expense Breakdown

Grants Paid $0

Salaries & Benefits $143,003

Fundraising Expenses $21,278

Program Expenses $269,375

Other Expenses $182,564

TOTAL EXPENSES $325,567

Year-over-Year Comparison

	2024	2023	Change
Revenue	$380,952	$370,031	+0.0%
Expenses	$325,567	$334,301	0.0%
Net Income	$55,385	$35,730	+0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DENNIS DEVRIES	DIRECTOR	1.00	Director	$0	$0	$0
JOSH DEHAAN	TREASURER	1.00	Director	$0	$0	$0
HARVEY LEEP	SECRETARY	1.00	Director	$0	$0	$0
STEVE OETMAN	VICE PRESIDE	1.00	Director	$0	$0	$0
DOUG SCHREUR	DIRECTOR	1.00	Director	$0	$0	$0
BETTY VERBURG	PRESIDENT	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$380,952	$325,567	$837,119	$55,385
2023	$370,031	$334,301	$772,466	$35,730
2022	$378,191	$282,399	$730,227	$95,792
2021	$414,954	$193,570	$634,335	$221,384
2020	$251,168	$189,656	$430,414	$61,512
2019	$290,320	$229,926	$347,753	$60,394
2018	$265,800	$214,606	$425,366	$51,194

CHRISTIAN CAMPING MINISTRIES INC DBA SON-LIFE CAMP & RETREAT CENTER