ST JOSEPH TODAY ASSOCIATION (EIN 382277933) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

PAUL KNAPP

Phone

2699851111

Tax Period

2024-01-01 to 2024-12-31

ST JOSEPH TODAY ASSOCIATION, founded in 1980, is a small nonprofit in the Arts, Culture & Humanities sector that reported $629K in total revenue in fiscal year 2024. Revenue decreased 7% compared to the prior year.

Mission

ADVANCING THE QUALITY OF LIFE IN ST. JOE AND SURROUNDING COMMUNITIES; SPONSORING FREE CULTURAL AND CHILDERN'S ACTIVITIES AND PARADES; ENHANCING AND PROMOTING SOUTHWESTERN MICHIGAN AREA; HELP KEEP HISTORIC ST. JOE CENTRAL BUSINESS DISTRICT; AND HELP PROMOTE PUBLIC USE OF BEACHES AND PARKS IN ST. JOE AND SOUTHWESTERN MICHIGAN.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $344,374

Program Service Revenue $283,924

Investment Income $286

Other Revenue $0

TOTAL REVENUE $628,584

Expense Breakdown

Grants Paid $0

Salaries & Benefits $280,919

Fundraising Expenses $0

Program Expenses $527,046

Other Expenses $382,549

TOTAL EXPENSES $663,468

Year-over-Year Comparison

	2024	2023	Change
Revenue	$628,584	$678,801	-0.1%
Expenses	$663,468	$668,485	0.0%
Net Income	$-34,884	$10,316	-4.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

234

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$58,500

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAVID COSTAS	CHAIR	2.00	Officer Director	$0	$0	$0
RICK MOLITOR	VICE CHAIR	2.00	Officer Director	$0	$0	$0
RICK DYER	TREASURER	2.00	Officer Director	$0	$0	$0
LAUREN KNIEBES	SECRETARY	2.00	Officer Director	$0	$0	$0
AARON DARLING	TRUSTEE	1.00	Officer Director	$0	$0	$0
BROOK THOMAS	TRUSTEE	1.00	Director	$0	$0	$0
CHEYENNE GALBRAITH	TRUSTEE	1.00	Director	$0	$0	$0
ELIZABETH HACKER	TRUSTEE	1.00	Director	$0	$0	$0
EMILY HACKWORTH	TRUSTEE	1.00	Director	$0	$0	$0
JAMIE GROSS	TRUSTEE	1.00	Director	$0	$0	$0
JENNA PODJAN	TRUSTEE	1.00	Director	$0	$0	$0
KATIE WHITE	TRUSTEE	1.00	Director	$0	$0	$0
MARCY SIMPSON	TRUSTEE	1.00	Director	$0	$0	$0
TAMEKA ROBERTSON	TRUSTEE	1.00	Director	$0	$0	$0
PAUL KNAPP	EXECUTIVE DIRECTOR	40.00	Officer	$58,500	$0	$58,500

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$628,584	$663,468	$176,412	$-34,884
2023	$678,801	$668,485	$223,890	$10,316
2022	$619,850	$625,240	$208,174	$-5,390
2021	$424,305	$436,019	$216,102	$-11,714
2020	$443,769	$405,794	$208,287	$37,975
2019	$577,164	$564,377	$156,758	$12,787
2018	$582,924	$623,291	$140,282	$-40,367

ST JOSEPH TODAY ASSOCIATION