St Johns Area Chamber of Commerce (EIN 382321318) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1965

Legal Domicile

Principal Officer

Jason Denovich

Tax Period

2023-01-01 to 2023-12-31

St Johns Area Chamber of Commerce, founded in 1965, is a small nonprofit that reported $110K in total revenue in fiscal year 2023. Revenue surged 118% from the prior year, signaling strong growth momentum. The organization ran a surplus of $91K, a strong 83% operating margin.

Mission

Promote Overall Improvement Of The Community

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $17,700

Program Service Revenue $0

Investment Income $1,090

Other Revenue $91,190

TOTAL REVENUE $109,980

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $19,067

TOTAL EXPENSES $19,067

Year-over-Year Comparison

	2023	2022	Change
Revenue	$109,980	$50,346	+1.2%
Expenses	$19,067	$18,019	+0.1%
Net Income	$90,913	$32,327	+1.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Danielle Schrader	Chamber Director and Event Co	2.00	Director	$0	$0	$0
Heather Hanover	Director	1.00	Director	$0	$0	$0
Kari Dickenson	Director	1.00	Director	$0	$0	$0
Mariah Leiby	Director	1.00	Director	$0	$0	$0
Glen Pung	Financial Director	2.00	Director	$0	$0	$0
Steve Bassette	Director	1.00	Director	$0	$0	$0
Joe Rewerts	Financial Director	1.00	Director	$0	$0	$0
Margie Gove	Director	1.00	Director	$0	$0	$0
Sue Strahle	Secretary	2.00	Officer	$0	$0	$0
Jason Denovich	President	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$109,980	$19,067	$133,547	$90,913
2022	$50,346	$18,019	$101,354	$32,327
2021	$55,247	$60,399	$52,663	$-5,152
2020	$61,413	$64,531	$37,834	$-3,118
2019	$103,181	$96,120	$29,712	$7,061

St Johns Area Chamber of Commerce