CHIPPEWA VALLEY EDUCATION ASSO

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1967

Legal Domicile

Principal Officer

BRADLEY EVERETT

Phone

5868541790

Tax Period

2024-09-01 to 2025-08-31

CHIPPEWA VALLEY EDUCATION ASSO, founded in 1967, is a small nonprofit in the Employment sector that reported $899K in total revenue in fiscal year 2024.

Mission

EDUCATION COMPETENCY THE ORGANIZATION WORKS TO IMPROVE, MODERIZE AND EXTEND PERSONAL GROWTH ALLOWING FOR GREATER TEACHER COMPENTENCY IN THE CLASSROOM.

Program Service Accomplishments

Program 1

Revenue: $895,356

DUES COLLECTED

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $895,356

Program Service Revenue $0

Investment Income $4,021

Other Revenue $0

TOTAL REVENUE $899,377

Expense Breakdown

Grants Paid $0

Salaries & Benefits $60,445

Fundraising Expenses $0

Program Expenses $878,428

Other Expenses $817,982

TOTAL EXPENSES $878,427

Year-over-Year Comparison

	2024	2023	Change
Revenue	$899,377	$892,888	+0.0%
Expenses	$878,427	$863,708	+0.0%
Net Income	$20,950	$29,180	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

789

Independent Members

789

Employees

N/A

Volunteers

125

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$25,405

Total Directors

$3,500

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CARA KONICEK	PRESIDENT	20	Officer	$11,010	$0	$11,010
J PISCOPINK	VICE-PRESIDENT	20	Officer	$8,495	$0	$8,495
S BENESH	SECRETARY	15	Officer	$2,750	$0	$2,750
B EVERETT	TREASURER	10	Officer	$3,150	$0	$3,150
JOHN REICHLING	TRUSTEE	10	Director	$1,750	$0	$1,750
SARA GIELEGHEM	TRUSTEE	10	Director	$1,750	$0	$1,750

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$899,377	$878,427	$492,880	$20,950
2023	$856,185	$834,329	$442,750	$21,856
2022	$848,611	$833,750	$420,893	$14,861
2021	$886,856	$884,829	$406,032	$2,027
2020	$891,861	$902,294	$404,005	$-10,433
2019	$893,152	$862,477	$420,150	$30,675