SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY

EIN: 382415106 501(c)(3) Community Improvement

BENTON HARBOR, MI

Total Revenue
$5,972,313
Total Expenses
$5,852,738
Total Assets
$1,213,633
Net Assets
$749,819
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1986
Legal Domicile
MI
Principal Officer
DEB OLENEACK
Phone
2699259077
Tax Period
2024-10-01 to 2025-09-30

SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY, founded in 1986, is a community nonprofit in the Community Improvement sector that reported $6.0M in total revenue in fiscal year 2024. Revenue grew 16% year-over-year, indicating healthy expansion.

Mission

SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY'S PURPOSE IS TO PROVIDE ASSISTANCE TO LOW INCOME INDIVIDUALS IN SOUTHWEST MICHIGAN.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,917,894
Program Service Revenue $3,026,765
Investment Income $1,200
Other Revenue $26,454
TOTAL REVENUE $5,972,313

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,406,692
Fundraising Expenses $0
Program Expenses $5,368,912
Other Expenses $4,446,046
TOTAL EXPENSES $5,852,738

Year-over-Year Comparison

2024 2023 Change
Revenue $5,972,313 $5,167,289 +0.2%
Expenses $5,852,738 $5,074,193 +0.2%
Net Income $119,575 $93,096 +0.3%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
9
Independent Members
9
Employees
30
Volunteers
157

Governance Policies

✓ Conflict of Interest Policy
✗ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$98,640
Total Directors
9
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MINNIE WARREN CHAIR 2.00
Officer Director
$0 $0 $0
COREY CHRISTOPHER VICE CHAIR 2.00
Officer Director
$0 $0 $0
KATHY LYONS TREASURER 2.00
Officer Director
$0 $0 $0
MEAGAN UNDERWOOD SECRETARY 2.00
Officer Director
$0 $0 $0
GAIL PATTERSON-GLADNEY AT-LARGE 2.00
Officer Director
$0 $0 $0
JAMES LAWRENCE MEMBER 2.00
Director
$0 $0 $0
GERROD MOORE MEMBER 2.00
Director
$0 $0 $0
CHOKWE PITCHFORD MEMBER 2.00
Director
$0 $0 $0
DIANE SEIFERT MEMBER 2.00
Director
$0 $0 $0
KIM SMITH OLDHAM EXECUTIVE DIRECTOR 40.00
Officer
$89,020 $9,620 $98,640
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $5,972,313 $5,852,738 $1,213,633 $119,575
2024 $5,167,289 $5,074,193 $1,087,633 $93,096
2023 $4,724,215 $4,766,790 $1,285,481 $-42,575
2022 $8,078,808 $8,003,888 $1,305,727 $74,920
2021 $6,718,900 $6,703,568 $1,054,577 $15,332
2020 $5,153,217 $5,048,838 $991,433 $104,379
2019 $4,137,015 $4,125,999 $1,010,894 $11,016
2018 $3,060,194 $3,085,208 $1,024,167 $-25,014
Explore More Nonprofits
→Top 100 Nonprofits in Michigan →Largest U.S. Nonprofits →Best Rated Nonprofits →Most Efficient Nonprofits

Compare SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY with other nonprofits in Michigan and across the country.

We Value Your Privacy
We use cookies and similar technologies to analyze site traffic and improve your experience. By clicking "Accept All", you consent to our use of cookies for analytics and measurement.