BAY AREA COMMUNITY FOUNDATION

EIN: 382418086 501(c)(3) Philanthropy & Grantmaking

BAY CITY, MI

Total Revenue
$7,273,306
Total Expenses
$3,363,733
Total Assets
$70,880,384
Net Assets
$67,767,273
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1982
Legal Domicile
MI
Principal Officer
SHAWNA WALRAVEN
Phone
9898934438
Tax Period
2025-01-01 to 2025-12-31

BAY AREA COMMUNITY FOUNDATION, founded in 1982, is a community nonprofit in the Philanthropy & Grantmaking sector that reported $7.3M in total revenue in fiscal year 2025. Revenue surged 30% from the prior year, signaling strong growth momentum. The organization ran a surplus of $3.9M, a strong 54% operating margin.

Mission

TO FULFILL A WIDE ARRAY OF DONORS'CHARITABLE WISHES THROUGHOUT BAY AND ARENAC COUNTIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,870,335
Program Service Revenue $0
Investment Income $5,308,467
Other Revenue $94,504
TOTAL REVENUE $7,273,306

Expense Breakdown

Grants Paid $2,145,226
Salaries & Benefits $607,478
Fundraising Expenses $84,744
Program Expenses $2,647,644
Other Expenses $611,029
TOTAL EXPENSES $3,363,733

Year-over-Year Comparison

2025 2024 Change
Revenue $7,273,306 $5,585,517 +0.3%
Expenses $3,363,733 $3,077,345 +0.1%
Net Income $3,909,573 $2,508,172 +0.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
20
Independent Members
20
Employees
8
Volunteers
291

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$127,495
Total Directors
23
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DANIELLE KRUPP CHAIR 1.00
Officer Director
$0 $0 $0
ANDY DWAN VICE CHAIR 1.00
Officer Director
$0 $0 $0
TRISH BURNS SECRETARY 1.00
Officer Director
$0 $0 $0
LAURA EBEL TREASURER 1.00
Officer Director
$0 $0 $0
CARTER LIJEWSKI TRUSTEE THRU 5/25 1.00
Director
$0 $0 $0
DAROLD NEWTON TRUSTEE THRU 5/25 1.00
Director
$0 $0 $0
DIANE M MORLEY TRUSTEE 1.00
Director
$0 $0 $0
GRETCHEN WAGNER TRUSTEE 1.00
Director
$0 $0 $0
GUY MOULTHROP TRUSTEE 1.00
Director
$0 $0 $0
IAN ANDERSON TRUSTEE AS OF 5/25 1.00
Director
$0 $0 $0
JENNIFER WILLIAMS TRUSTEE 1.00
Director
$0 $0 $0
KAREN TIGHE TRUSTEE THRU 5/25 1.00
Director
$0 $0 $0
LINDSAY STEVENS EGGERS TRUSTEE 1.00
Director
$0 $0 $0
MARIE FOX TRUSTEE AS OF 5/25 1.00
Director
$0 $0 $0
MATT SCHMIDT TRUSTEE 1.00
Director
$0 $0 $0
MATT TRAVIS TRUSTEE 1.00
Director
$0 $0 $0
MAX HOLMAN TRUSTEE 1.00
Director
$0 $0 $0
MICHAEL GAVIN TRUSTEE 1.00
Director
$0 $0 $0
MICHAEL MIRTO TRUSTEE AS OF 5/25 1.00
Director
$0 $0 $0
PASTOR PHILLIP JOHNSON TRUSTEE AS OF 5/25 1.00
Director
$0 $0 $0
RENEE GOUGEON GURSKI TRUSTEE 1.00
Director
$0 $0 $0
TIFFANY TORAIN TRUSTEE 1.00
Director
$0 $0 $0
TODD CLEMENTS TRUSTEE 1.00
Director
$0 $0 $0
SHAWNA WALRAVEN PRESIDENT & CEO 48.00
Officer
$112,776 $14,719 $127,495
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $7,273,306 $3,363,733 $70,880,384 $3,909,573
2024 No data No data No data No data
2023 $3,886,280 $3,353,954 $56,722,054 $532,326
2022 $5,645,663 $3,763,581 $49,136,215 $1,882,082
2021 $6,027,700 $2,930,507 $58,071,284 $3,097,193
2020 $3,022,719 $3,182,198 $51,694,114 $-159,479
2019 $2,874,804 $3,234,029 $46,317,033 $-359,225
2018 $7,177,980 $2,606,830 $40,417,129 $4,571,150
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