Huron Valley Chamber of Commerce (EIN 382493211) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1962

Legal Domicile

Principal Officer

Joell Beether

Phone

2486857129

Tax Period

2023-01-01 to 2023-12-31

Huron Valley Chamber of Commerce, founded in 1962, is a small nonprofit that reported $704K in total revenue in fiscal year 2023. Expenses of $648K left a modest 8% surplus.

Mission

Advancing commerical, civic, and general interest in the Huron Valley area.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $699,742

Investment Income $3,412

Other Revenue $900

TOTAL REVENUE $704,054

Expense Breakdown

Grants Paid $5,575

Salaries & Benefits $215,467

Fundraising Expenses $0

Other Expenses $426,721

TOTAL EXPENSES $647,763

Year-over-Year Comparison

	2023	2022	Change
Revenue	$704,054	$698,188	+0.0%
Expenses	$647,763	$632,594	+0.0%
Net Income	$56,291	$65,594	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

600

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$99,896

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Joell Beether	Executive Dir.	40.00	Officer	$94,596	$5,300	$99,896
Chris Baker	Secretary	2.00	Officer Director	$0	$0	$0
Kim Cryderman	Vice President	2.00	Officer Director	$0	$0	$0
Jack Shubitowski	Director	2.00	Officer Director	$0	$0	$0
Rick Kirchner	President	2.00	Officer Director	$0	$0	$0
Toni Vulaj	Director	2.00	Director	$0	$0	$0
Paul Salah	Director	2.00	Director	$0	$0	$0
Brian Belwood	Director	2.00	Director	$0	$0	$0
Donald Green	Director	2.00	Director	$0	$0	$0
Rick Hamill	Director	2.00	Director	$0	$0	$0
Ryan Butsavich	Director	2.00	Director	$0	$0	$0
Brandon Goldberg	Director	2.00	Director	$0	$0	$0
Denise Caprara	Director	2.00	Director	$0	$0	$0
Cari Schmook	Director	2.00	Director	$0	$0	$0
Christian Wuerth	Director	2.00	Director	$0	$0	$0
Dave Janette	Director	2.00	Director	$0	$0	$0
Bryan Gutierrez	Vice President	2.00	Officer Director	$0	$0	$0
Sherise Assad	Vice President	2.00	Officer Director	$0	$0	$0
Melanie Plank	Director	2.00	Director	$0	$0	$0
Joan Spiroff	Director	2.00	Director	$0	$0	$0
Todd Hibberd	Treasurer	2.00	Officer Director	$0	$0	$0
Katie Kokko	Director	2.00	Director	$0	$0	$0
Anthony Noble	Director	2.00	Director	$0	$0	$0
Carol Peters	Director	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$704,054	$647,763	$674,690	$56,291
2022	$698,188	$632,594	$617,291	$65,594
2021	$705,111	$595,122	$556,311	$109,989
2020	$291,800	$234,527	$532,072	$57,273
2018	$673,051	$627,223	$493,790	$45,828

Huron Valley Chamber of Commerce