CASCADE CHRISTIAN HOMES INC (EIN 382527067) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

PAUL BLOCK

Phone

6169401060

Tax Period

2024-07-01 to 2025-06-30

CASCADE CHRISTIAN HOMES INC is a small nonprofit that reported $364K in total revenue in fiscal year 2024. Expenses of $588K exceeded revenue, resulting in a 62% operating deficit.

Mission

TO PROVIDE HIGH-QUALITY AFFORDABLE HOUSING FOR LOW-INCOME ELDERLY PERSONS IN THE CASCADE TOWNSHIP AREA OF MICHIGAN.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $226,800

Program Service Revenue $131,812

Investment Income $3,669

Other Revenue $1,406

TOTAL REVENUE $363,687

Expense Breakdown

Grants Paid $0

Salaries & Benefits $81,771

Fundraising Expenses $0

Program Expenses $499,607

Other Expenses $506,518

TOTAL EXPENSES $588,289

Year-over-Year Comparison

	2024	2023	Change
Revenue	$363,687	N/A	N/A
Expenses	$588,289	N/A	N/A
Net Income	$-224,602	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PAUL BLOCK	PRESIDENT	3.00	Officer Director	$0	$0	$0
RON OSGOOD	TREASURER	2.00	Officer Director	$0	$0	$0
JAN SCHICHTEL	SECRETARY	2.00	Officer Director	$0	$0	$0
STEVE DIRKSEN	DIRECTOR	1.00	Director	$0	$0	$0
CHUCK DYKHUIZEN	DIRECTOR	1.00	Director	$0	$0	$0
CATHY BLAKE	DIRECTOR	1.00	Director	$0	$0	$0
JANE WOOD	DIRECTOR	1.00	Director	$0	$0	$0
JODI SCHAEFER	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$363,687	$588,289	$2,561,954	$-224,602
2024	$263,908	$287,676	$1,104,464	$-23,768
2023	$250,486	$298,651	$1,154,109	$-48,165
2022	$246,028	$271,558	$1,222,739	$-25,530
2021	$237,946	$286,353	$1,269,767	$-48,407
2020	$241,961	$262,528	$1,337,683	$-20,567

CASCADE CHRISTIAN HOMES INC