MUSKEGON PREGNANCY SERVICES

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Principal Officer

DEBRA NULL

Phone

2317262677

Tax Period

2024-01-01 to 2024-12-31

MUSKEGON PREGNANCY SERVICES, founded in 1985, is a small nonprofit in the Health Care sector that reported $443K in total revenue in fiscal year 2024. Expenses of $534K exceeded revenue, resulting in a 21% operating deficit.

Mission

WE ARE COMMITTED TO PROVIDING CLINICAL LIFE-SAVING SERVICES AND EMPOWERING LIFE-CHANGING DECISIONS.

Program Service Accomplishments

Program 1

Expenses: $305,571

THE ORGANIZATION PROVIDED PREGNANCY TESTING, PREGNANCY CONFIRMATION BY ULTRASOUND SCANS, LIFESPAN COUNSELING AND ADVOCACY SERVICES, ABORTION REGRET RECOVERY SERVICES, MENTORING FOR EXPECTANT FATHERS BY MALE ADVOCATES, MATERIAL SERVICES, AND OTHER SERVICES TO MEET THE NEEDS OF EXPECTANT PARENTS AND THEIR PREBORN BABIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $292,660

Program Service Revenue $0

Investment Income $21,866

Other Revenue $128,837

TOTAL REVENUE $443,363

Expense Breakdown

Grants Paid $0

Salaries & Benefits $266,100

Fundraising Expenses $87,437

Program Expenses $305,571

Other Expenses $268,318

TOTAL EXPENSES $534,418

Year-over-Year Comparison

	2024	2023	Change
Revenue	$443,363	$420,381	+0.1%
Expenses	$534,418	$511,500	+0.0%
Net Income	$-91,055	$-91,119	0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$57,287

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN ROBILLARD	PRESIDENT	1.00	Officer Director	$0	$0	$0
JEFF GREVE	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
BARB OLINSKY	TREASURER	1.00	Officer Director	$0	$0	$0
AMY RICHARDS	SECRETARY	1.00	Officer Director	$0	$0	$0
JIM DEWALD	DIRECTOR	1.00	Director	$0	$0	$0
BRENT DESARMO	DIRECTOR	1.00	Director	$0	$0	$0
DEBRA NULL	EXECUTIVE DI	40.00	Officer	$57,287	$0	$57,287

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$443,363	$534,418	$1,065,443	$-91,055
2023	$420,381	$511,500	$1,105,653	$-91,119
2022	$783,516	$468,561	$1,178,392	$314,955
2021	$886,779	$281,376	$1,188,312	$605,403
2020	$333,172	$236,755	$381,764	$96,417
2019	$320,262	$273,361	$263,963	$46,901
2018	$205,522	$203,066	$173,614	$2,456