KALAMAZOO JUNIOR GIRLS ORGANIZATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

PAMELA ROLAND

Phone

2693442330

Tax Period

2024-01-01 to 2024-12-31

KALAMAZOO JUNIOR GIRLS ORGANIZATION is a micro nonprofit that reported $73K in total revenue in fiscal year 2024. Revenue fell 69% from the prior year — a significant decline worth monitoring. Expenses of $112K exceeded revenue, resulting in a 54% operating deficit.

Mission

PROMOTING POSITIVE BEHAVIOR, ASSISTING MEMBERS IN BECOMING RECEPTIVE TO EDUCATION, AND THROUGH PARENT INVOLVEMENT, INSTILLING HIGH LEVELS OF MORAL STANDARDS.

Program Service Accomplishments

Program 1

Expenses: $101,111 Revenue: $3,748

PROMOTING POSITIVE BEHAVIOR, ASSISTING MEMBERS IN BECOMING RECEPTIVE TO EDUCATION, AND THROUGH PARENT INVOLVEMENT, INSTILLING HIGH LEVELS OF MORAL STANDARDS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $69,080

Program Service Revenue $3,748

Investment Income $0

Other Revenue $0

TOTAL REVENUE $72,828

Expense Breakdown

Grants Paid $0

Salaries & Benefits $62,817

Fundraising Expenses $0

Program Expenses $101,111

Other Expenses $49,413

TOTAL EXPENSES $112,230

Year-over-Year Comparison

	2024	2023	Change
Revenue	$72,828	$236,888	-0.7%
Expenses	$112,230	$181,048	-0.4%
Net Income	$-39,402	$55,840	-1.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KIZZY BRADFORD	BOARD SECRET	N/A	Officer Director	$0	$0	$0
NICOLE LEE	BOARD TREASU	N/A	Officer Director	$0	$0	$0
LAGETA LITTLE	BOARD VICE P	N/A	Officer Director	$0	$0	$0
PAMELA ROLAND	EXECUTIVE DI	N/A	Director	$0	$0	$0
MARVELLA VINCENT	BOARD PRESID	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$72,828	$112,230	$93,779	$-39,402
2023	$236,888	$181,048	$122,452	$55,840