SAGINAW-SHIAWASSEE HABITAT FOR HUMANITY

EIN: 382739180 501(c)(3)

SAGINAW, MI

Total Revenue
$2,728,159
Total Expenses
$2,706,367
Total Assets
$5,145,899
Net Assets
$4,463,307
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1987
Legal Domicile
MI
Principal Officer
CARMEN MORA
Phone
9897535200
Tax Period
2023-07-01 to 2024-06-30

SAGINAW-SHIAWASSEE HABITAT FOR HUMANITY, founded in 1987, is a community nonprofit that reported $2.7M in total revenue in fiscal year 2023. Revenue surged 53% from the prior year, signaling strong growth momentum.

Mission

SEEKING TO PUT GOD'S LOVE INTO ACTION, SAGINAW-SHIAWASSEE HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE, INCLUDING CONSTRUCTION, REHABILITATION, AND REPAIR OF MODEST BUT ADEQUATE HOUSING. SEEKING TO PUT GOD'S LOVE INTO ACTION, SAGINAW-SHIAWASSEE HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE. SAGINAW-SHIAWASSEE HABITAT FOR HUMANITY ADHERES TO A STRICT NON- PROSELYTIZING POLICY AND WILL NOT OFFER ASSISTANCE ON THE EXPRESSED OR IMPLIED CONDITION THAT PEOPLE MUST ADHERE TO OR CONVERT TO A PARTICULAR FAITH OR LISTEN AND RESPOND TO MESSAGING DESIGNED TO INDUCE CONVERSION TO A PARTICULAR FAITH.

Program Service Accomplishments

Program 1
Expenses: $486,555 Revenue: $328,000

HOMEOWNERSHIP PROGRAM: SAGINAW-SHIAWASSEE HABITAT FOR HUMANITY BUILDS AND REHABS HOMES IN PARTNERSHIP WITH FAMILIES IN NEED OF A DECENT, SAFE, AFFORDABLE ENERGY-EFFICIENT PLACE TO LIVE...

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HOMEOWNERSHIP PROGRAM: SAGINAW-SHIAWASSEE HABITAT FOR HUMANITY BUILDS AND REHABS HOMES IN PARTNERSHIP WITH FAMILIES IN NEED OF A DECENT, SAFE, AFFORDABLE ENERGY-EFFICIENT PLACE TO LIVE. SAGINAW-SHIAWASSEE HABITAT FOR HUMANITYMAKES HOUSING AFFORDABLE BY USING THE LABOR OF VOLUNTEERS, PROSPECTIVE HOMEOWNERS, EMPLOYING EFFICIENT BUILDING METHODS AND, WHEN POSSIBLE,DONATED CONSTRUCTION MATERAILS AND APPLIANCES. AFFORDABLE HOMEOWNERSHIPCAN FREE FAMILIES FROM INSTABILITY, FINANCIAL STRESS, AND ENCOURAGE SELF-RELIANCE AND CONFIDENCE. OWNING AFFORDABLE HOMES ALLOWS HOMEOWNERS TO LIFTTHEIR ENTIRE FAMILIES, GENERATING THE FOLLOWING FOR MANY FAMILIES:FINANCIAL SAVINGS FOR THEIR FUTURE BY BUILDING EQUITY AND FINANCIAL SKILLS,IMPROVED EDUCATIONAL RESULTS AFFORDED BY RESIDENTIAL STABILITY, AND BETTERPAYING JOBS MADE POSSIBLE BY IMPROVED TRANSPORTATION OPTIONS DUE TO LOWER HOUSING COSTS.

Program 2
Expenses: $1,287,801 Revenue: $1,132,383

HOME PRESERVATION PROGRAM: OUR HOME PRESERVATION PROGRAM IS AN OUTREACH INITIATIVE THAT SEEKS TO PROVIDE A WIDE RANGE OF OPPORTUNITIES FOR LOW- INCOME HOMEOWNERS, INCLUDING VETERANS AND SENIORS, WHO...

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HOME PRESERVATION PROGRAM: OUR HOME PRESERVATION PROGRAM IS AN OUTREACH INITIATIVE THAT SEEKS TO PROVIDE A WIDE RANGE OF OPPORTUNITIES FOR LOW- INCOME HOMEOWNERS, INCLUDING VETERANS AND SENIORS, WHO ARE STRUGGLING TO MAINTAIN THEIR HOMES BECAUSE OF AGE, DISABILITY, OR FAMILY CIRCUMSTANCES. WE PARTNER WITH FAMILIES TO HELP THEM RECLAIM THEIR HOMES WITH PRIDE AND DIGNIGTY. THIS PROGRAM ALLOWS FAMILES TO STAY IN THEIR HOMES AND AVOID THE UNCERTAINTY, TRAUMA, AND EXPENSE OF MOVING. PROJECTS CONSIST OF INTERIOR AND/OR EXTERIOR REPAIRS INTENDED TO ALLEVIATE CRITICAL HEALTH, LIFE, AND SAFETY ISSUES OR CODE VIOLATIONS. VOLUNTEER TEAMS WORK ALONG WITH SUBCONTRACTORS UNDER THE DIRECTION OF SAGINAW-SHIAWASSEE HABITAT FOR HUMANITY STAFF MEMBERS TO COMPLETE THE REPAIRS.

Program 3
Expenses: $357,037 Revenue: $349,860

RESTORE - TWO RESTORE LOCATIONS OFFER NEW AND USED HOME GOODS AND BUILDING MATERIALS AT A REDUCED RATE FOR SALE TO THE PUBLIC. THE PROGRAM PROVIDES ASSISTANCE TO THE GENERAL PUBLIC AND RECYCLES GOODS...

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RESTORE - TWO RESTORE LOCATIONS OFFER NEW AND USED HOME GOODS AND BUILDING MATERIALS AT A REDUCED RATE FOR SALE TO THE PUBLIC. THE PROGRAM PROVIDES ASSISTANCE TO THE GENERAL PUBLIC AND RECYCLES GOODS DESTINED FOR LANDFILLS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,412,301
Program Service Revenue $1,263,057
Investment Income $3,688
Other Revenue $49,113
TOTAL REVENUE $2,728,159

Expense Breakdown

Grants Paid $0
Salaries & Benefits $911,532
Fundraising Expenses $160,933
Program Expenses $2,131,393
Other Expenses $1,794,835
TOTAL EXPENSES $2,706,367

Year-over-Year Comparison

2023 2022 Change
Revenue $2,728,159 $1,783,787 +0.5%
Expenses $2,706,367 $1,180,758 +1.3%
Net Income $21,792 $603,029 -1.0%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
11
Independent Members
11
Employees
31
Volunteers
399

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$68,472
Total Directors
11
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
CARMEN MORA EXECUTIVE DI 40.00
Officer
$57,787 $10,685 $68,472
LORISA BELLINGER SECRETARY 2.00
Officer Director
$0 $0 $0
PAMELA DRAKE DIRECTOR 2.00
Director
$0 $0 $0
JAMIE FORBES VICE-PRESIDE 2.00
Officer Director
$0 $0 $0
PATRICIA FRANKLIN-LINDSAY DIRECTOR 2.00
Director
$0 $0 $0
ANN GAMBOE HALL PRESIDENT 2.00
Officer Director
$0 $0 $0
JUSTIN HORVATH DIRECTOR 2.00
Director
$0 $0 $0
GREGG LANGE DIRECTOR 2.00
Director
$0 $0 $0
TOM MEYER DIRECTOR 2.00
Director
$0 $0 $0
JENNIFER PROFFITT DIRECTOR 2.00
Director
$0 $0 $0
MARCELLE SMITH DIRECTOR 2.00
Director
$0 $0 $0
ABBEGAIL STEMPLE TREASURER 2.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $949,674 $809,700 $5,140,869 $139,974
2024 $2,728,159 $2,706,367 $5,145,899 $21,792
2023 $1,783,787 $1,180,758 $4,883,483 $603,029
2022 $2,104,529 $1,005,128 $4,111,258 $1,099,401
2021 $1,547,363 $1,019,921 $3,051,874 $527,442
2020 $1,170,779 $1,120,358 $2,531,339 $50,421
2019 $1,063,828 $1,441,266 $2,602,741 $-377,438
2018 $1,254,394 $1,377,793 $3,454,285 $-123,399
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