Association for Reformed Ministries Abroad

EIN: 382740697 501(c)(3)

Hudsonville, MI

Total Revenue
$416,052
Total Expenses
$395,198
Total Assets
$32,360
Net Assets
$32,360
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1987
Legal Domicile
MI
Principal Officer
Rich Schreur
Phone
6166696524
Tax Period
2018-01-01 to 2018-12-31

Association for Reformed Ministries Abroad, founded in 1987, is a small nonprofit that reported $416K in total revenue in fiscal year 2018. Revenue decreased 17% compared to the prior year. Expenses of $395K left a modest 5% surplus.

Mission

Promote Education of Students in Foreign Countries

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $416,052
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $416,052

Expense Breakdown

Grants Paid $393,469
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $393,469
Other Expenses $1,729
TOTAL EXPENSES $395,198

Year-over-Year Comparison

2018 2017 Change
Revenue $416,052 $498,584 -0.2%
Expenses $395,198 $479,118 -0.2%
Net Income $20,854 $19,466 +0.1%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
4
Independent Members
4
Employees
N/A
Volunteers
20

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
⚠ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
RICH SCHREUR TREASURER 0.00
Officer
$0 $0 $0
JUDY CHACKO PRESIDENT 0.00
Officer
$0 $0 $0
JEAN SCHREUR SECRETARY 0.00
Officer
$0 $0 $0
LINDA SPAMAN VP 0.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2018 $416,052 $395,198 $32,360 $20,854
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