PREGNANCY CARE CENTER OF THE TRAVERSE BAY AREA (EIN 382786269) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

DON SPINNIKEN

Phone

2319293488

Tax Period

2024-01-01 to 2024-12-31

PREGNANCY CARE CENTER OF THE TRAVERSE BAY AREA, founded in 1987, is a small nonprofit that reported $903K in total revenue in fiscal year 2024. Revenue surged 30% from the prior year, signaling strong growth momentum. The organization ran a surplus of $188K, a strong 21% operating margin.

Mission

THRIVE MEDICAL CLINIC'S MISSION IS TO PROVIDE WOMEN AND MEN FACING AN UNPLANNED PREGNANCY WITH THE SOLUTIONS, PRACTICAL RESOURCES, AND CARING SUPPORT THAT THEY NEED TO THRIVE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $774,684

Program Service Revenue $1,477

Investment Income $-6,840

Other Revenue $133,872

TOTAL REVENUE $903,193

Expense Breakdown

Grants Paid $0

Salaries & Benefits $464,693

Fundraising Expenses $101,655

Program Expenses $519,348

Other Expenses $250,209

TOTAL EXPENSES $714,902

Year-over-Year Comparison

	2024	2023	Change
Revenue	$903,193	$694,701	+0.3%
Expenses	$714,902	$671,926	+0.1%
Net Income	$188,291	$22,775	+7.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARY BROWN	MEMBER	1.00	Director	$0	$0	$0
LYNETTE CLARK	TREASURER	1.00	Officer Director	$0	$0	$0
DAVID CROAD	MEMBER	1.00	Director	$0	$0	$0
WENDY DOWNEY	VICE CHAIR	1.00	Officer Director	$0	$0	$0
DAVE SCHWEITZER	MEMBER	1.00	Director	$0	$0	$0
DON SPINNIKEN	CHAIR	1.00	Officer Director	$0	$0	$0
RACHEL SPINNIKEN	SECRETARY	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$903,193	$714,902	$1,397,997	$188,291
2023	$694,701	$671,926	$1,119,245	$22,775
2022	$637,253	$587,821	$1,116,701	$49,432
2021	$534,019	$472,148	$517,826	$61,871
2020	$442,378	$274,363	$395,720	$168,015
2019	$366,709	$321,374	$206,849	$45,335
2018	$341,162	$296,605	$160,964	$44,557

PREGNANCY CARE CENTER OF THE TRAVERSE BAY AREA