LOVE INC OF THE TRI-CITIES

EIN: 382856482 501(c)(3) Human Services

GRAND HAVEN, MI

Total Revenue
$5,268,070
Total Expenses
$4,762,665
Total Assets
$6,760,832
Net Assets
$6,018,245
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2002
Legal Domicile
MI
Principal Officer
JOSH BYTWERK
Phone
6168462701
Tax Period
2024-03-01 to 2025-02-28

LOVE INC OF THE TRI-CITIES, founded in 2002, is a community nonprofit in the Human Services sector that reported $5.3M in total revenue in fiscal year 2024. Revenue surged 26% from the prior year, signaling strong growth momentum. Expenses of $4.8M left a modest 10% surplus.

Mission

TO EXALT JESUS CHRIST BY MOBILIZING CHURCHES, CORPORATIONS, AND INDIVIDUALS IN THE TRI-CITIES TO MEET THE NEEDS OF OUR COMMUNITY. LOVE IN ACTION OVERSEES 32 DIFFERENT MINISTRIES DESIGNED TO HELP THOSE WHO ARE HURTING PHYSICALLY, SPIRTUALLY, OR EMOTIONALLY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $4,566,300
Program Service Revenue $667,566
Investment Income $28,917
Other Revenue $5,287
TOTAL REVENUE $5,268,070

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,286,913
Fundraising Expenses $19,304
Program Expenses $4,488,778
Other Expenses $3,475,752
TOTAL EXPENSES $4,762,665

Year-over-Year Comparison

2024 2023 Change
Revenue $5,268,070 $4,174,270 +0.3%
Expenses $4,762,665 $4,414,573 +0.1%
Net Income $505,405 $-240,303 -3.1%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
10
Independent Members
10
Employees
47
Volunteers
1063

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$97,850
Total Directors
10
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JOSH BYTWERK EXECUTIVE DIRECTOR 40.00
Officer
$95,202 $2,648 $97,850
STEVE CARLISLE CHAIR 2.50
Officer Director
$0 $0 $0
CECIL MACLAREN VICE CHAIR 1.50
Officer Director
$0 $0 $0
LARRY RITSEMA TREASURER 2.50
Officer Director
$0 $0 $0
ABBY EMMERICH SECRETARY 1.00
Officer Director
$0 $0 $0
WILLIAM CASEY BOARD MEMBER 1.00
Director
$0 $0 $0
CINDY WHALEN BOARD MEMBER 1.00
Director
$0 $0 $0
DAVID TENCATE BOARD MEMBER 1.00
Director
$0 $0 $0
TRACEY WEATHERWAX BOARD MEMBER 1.00
Director
$0 $0 $0
JIM KRAMER BOARD MEMBER 1.00
Director
$0 $0 $0
TAMMY OBERLE BOARD MEMBER 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $5,268,070 $4,762,665 $6,760,832 $505,405
2024 $4,174,270 $4,414,573 $5,604,728 $-240,303
2023 $4,277,628 $3,965,217 $5,853,896 $312,411
2022 $3,574,853 $3,650,346 $5,544,061 $-75,493
2021 $3,879,360 $3,339,349 $5,616,528 $540,011
2020 $3,122,623 $3,326,335 $5,071,060 $-203,712
2019 $2,976,693 $3,238,858 $5,247,229 $-262,165
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