PONTIAC REGIONAL CHAMBER

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

CRAIG WALDEN

Phone

2483359600

Tax Period

2023-01-01 to 2023-12-31

Mission

TO EMPOWER OUR MEMBERS TO OPERATE THEIR BUSINESSES AND TO DELIVER TO THEIR CUSTOMERS WITH EXTRAORDINARY LEVELS OF SUCCESS AND PEACE OF MIND.

Program Service Accomplishments

Program 1

ANNUAL EVENT THAT BRINGS TOGETHER THE BUSINESS AND GOVERNMENTAL COMMUNITIES TO PROMOTE A POSITIVE CLIMATE FOR BUSINESSES TO OPERATE IN PONTIAC.

Program 2

MONTHLY MEMBER MEETINGS WITH DIFFERENT SPEAKERS ALLOWING FOR MEMBERS TO LEARN FROM THE SPEAKERS ON TOPICS SUCH AS ENTREPRENEURSHIP, BUSINESS FINANCES, LEADERSHIP, ETC.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $0

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $0

TOTAL EXPENSES $0

Year-over-Year Comparison

	2023	2022	Change
Revenue	N/A	$210,624	-1.0%
Expenses	N/A	$181,201	-1.0%
Net Income	N/A	$29,423	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAMANY A HEAD	PRESIDENT	30.00	Officer Director	$0	$0	$0
REGINA CAMPBELL	DIRECTOR	5.00	Director	$0	$0	$0
HOLLY E MYERS	DIRECTOR	5.00	Director	$0	$0	$0
CRAIG WALDEN	TREASURER	5.00	Officer Director	$0	$0	$0
BEVERLY MEEK	DIRECTOR	5.00	Director	$0	$0	$0
ERIC HYDORN	DIRECTOR	5.00	Director	$0	$0	$0
KRYSTA IVEY	DIRECTOR	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	No data	No data	$55,852	No data
2022	$197,631	$168,208	$55,852	$29,423