BINT JEBAIL CULTURAL CENTER

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1991

Legal Domicile

Principal Officer

DAVID TURFE

Phone

3135840011

Tax Period

2024-01-01 to 2024-12-31

BINT JEBAIL CULTURAL CENTER, founded in 1991, is a small nonprofit in the Religion sector that reported $588K in total revenue in fiscal year 2024. Revenue surged 124% from the prior year, signaling strong growth momentum. Net assets of $4.3M represent 87 months of operating reserves.

Mission

CHARTITABLE, CULTURAL AND RELIGOUS CENTER

Program Service Accomplishments

Program 1

Expenses: $613,053 Revenue: $693,588

PARTNERED WITH LOACL AND NATIONAL BUSINESSES TO PROVIDE SCHOLARSHIPS TO STUDENTS OF HIGH ACADEMIC DISTINCTION TO ENCOURAGE AND HELPYOUNG ACHIEVERS TO PURSUE THEIR ACADEMIC DREAMS. THE MISSION OF THIS PROGRAM IS TO PROVIDE SCHOLARSHIPS TO DESERVING AND UNDERPRIVILEGED STUDENTS WHO POSSESS THE SKILLS AND DESIRE TO SEEK HIGHER EDUCATION INCLUDING HIGH SCHOOL GRADUATES, COLLEGE UNDERGRADUATES AND GRADUATE STUDENTS. PUBLISHED A RELIGOUS, CULTURAL AND EDUCATIONAL MAGAZINE CALLED IMAN MAGAZINE. THE MISSION OF IMAN MAGAZINE IS TO EDUCATE THE YOUTH ABOUT THE IMPORTANCE OF FAITH AND TO PROVIDE ANSWERS ON FAITH. HOSTED RELIGOUS AND SOCIAL EVENTS TO CREATE COMMUNITY AWARENESS ABOUT FAITH AND HELPING THE NEEDY AND ORPHANS. PROVIDED SUPPORT AND GRANTS TO DOMESTIC CHARITABLE ORGANIZATIONS AND NEEDY INDIVIDUALS. ADMINISTERED A SOCCER TEAM AND BOY SCOUT TROOPS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $693,079

Program Service Revenue $0

Investment Income $0

Other Revenue $-105,458

TOTAL REVENUE $587,621

Expense Breakdown

Grants Paid $27,700

Salaries & Benefits $156,944

Fundraising Expenses $0

Program Expenses $613,053

Other Expenses $443,240

TOTAL EXPENSES $627,884

Year-over-Year Comparison

	2024	2023	Change
Revenue	$587,621	$261,772	+1.2%
Expenses	$627,884	$470,813	+0.3%
Net Income	$-40,263	$-209,041	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
HANANE CHARARA REDA	SECRETARY	5.00	Officer	$0	$0	$0
DAVID TURFE	PRESIDENT	20.00	Officer	$0	$0	$0
CHADE SAGHIR	V PRESIDENT	5.00	Officer	$0	$0	$0
MICHAEL SAAD	TREASURER	5.00	Officer	$0	$0	$0
OLA SAAD-DIRANI	SECRETARY	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$587,621	$627,884	$5,825,647	$-40,263
2023	$261,772	$470,813	$5,954,313	$-209,041
2022	$342,349	$523,688	$6,203,818	$-181,339
2021	$1,832,559	$116,391	$6,409,259	$1,716,168
2020	$268,730	$141,452	$5,615,804	$127,278
2019	$353,471	$144,602	$3,713,346	$208,869
2018	$371,082	$211,739	$2,725,454	$159,343