My Own Home

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

Fiorella Spalvieri

Phone

2693436355

Tax Period

2024-10-01 to 2025-09-30

My Own Home, founded in 1997, is a small nonprofit in the Mental Health sector that reported $220K in total revenue in fiscal year 2024. Revenue surged 258% from the prior year, signaling strong growth momentum. The organization ran a surplus of $130K, a strong 59% operating margin.

Mission

My Own Home, Inc. is organized to provide affordable housing to lower income individuals with developmental disabilities and to enable those individuals to live with the support of a community. My Own Home, Inc. operates exclusively for the benefit of and to carry out the functions and purposes of certain charitable organizations located in the Kalamazoo County Area of Michigan, that have as their purpose the provision of services on a charitable basis to developmentally disabled individuals.

Program Service Accomplishments

Program 1

Expenses: $88,359 Revenue: $54,733

To provide affordable housing to lower income individuals with developmental disabilities and to enable those individuals to live with the support of a community.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $54,733

Investment Income $164,981

Other Revenue $340

TOTAL REVENUE $220,054

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $88,359

Other Expenses $90,055

TOTAL EXPENSES $90,055

Year-over-Year Comparison

	2024	2023	Change
Revenue	$220,054	$61,510	+2.6%
Expenses	$90,055	$62,293	+0.4%
Net Income	$129,999	$-783	-167.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$137,868

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Casey Blair	Member	1.00	Director	$0	$0	$0
Debbie Dawson	Vice-President	1.00	Officer Director	$0	$0	$0
Melissa Gilbert	Member	1.00	Director	$0	$0	$0
Torean Greeley	Member	1.00	Director	$0	$0	$0
Suzanne McPeek	Secretary/Treasurer	1.00	Officer Director	$0	$0	$0
Ron Ryan	Member	1.00	Director	$0	$0	$0
Bonnie Sexton	Member	1.00	Director	$0	$0	$0
Joe Walls	President	1.00	Officer Director	$0	$0	$0
Ed Wilson	Member	1.00	Director	$0	$0	$0
Fiorella Spalvieri	Executive Director	1.00	Officer	$0	$5,781	$137,868

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$220,054	$90,055	$1,068,899	$129,999
2024	$61,510	$62,293	$940,048	$-783
2023	$103,754	$56,603	$940,405	$47,151
2022	$164,620	$92,496	$898,881	$72,124
2021	$125,798	$81,873	$824,969	$43,925
2020	$114,576	$77,228	$779,687	$37,348
2019	$135,484	$123,201	$740,875	$12,283
2018	$93,704	$101,365	$732,273	$-7,661