SAUGATUCK YACHT CLUB (EIN 383070723) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1917

Legal Domicile

Principal Officer

TODD ANDERSON

Phone

2698578665

Tax Period

2024-01-01 to 2024-12-31

SAUGATUCK YACHT CLUB, founded in 1917, is a small nonprofit in the Recreation & Sports sector that reported $375K in total revenue in fiscal year 2024. Revenue decreased 7% compared to the prior year. The organization ran a surplus of $58K, a strong 16% operating margin.

Mission

FOSTER COMRADESHIP AND THE SOCIAL INTERACTION OF ITS MEMBERS BY PROVIDING EDUCATIONAL OPPPORTUNITIES, TRAINING CLASSES, COMPETITIVE EVENTS, AND SOCIAL ACTIVITIES THAT PROMOTE AN INTEREST IN AND ENCOURAMENT OF SAFE RECREATIONAL BOATING.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $335,956

Investment Income $616

Other Revenue $38,049

TOTAL REVENUE $374,621

Expense Breakdown

Grants Paid $20,000

Salaries & Benefits $45,937

Fundraising Expenses $0

Program Expenses $303,711

Other Expenses $250,445

TOTAL EXPENSES $316,382

Year-over-Year Comparison

	2024	2023	Change
Revenue	$374,621	$400,696	-0.1%
Expenses	$316,382	$294,999	+0.1%
Net Income	$58,239	$105,697	-0.4%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TODD ANDERSON	COMMODORE	N/A	Director	$0	$0	$0
MOLLY AYERS	DIRECTOR	N/A	Director	$0	$0	$0
TIM CONDON	TREASURER	N/A	Director	$0	$0	$0
KEVIN FREEMAN	SECRETARY	N/A	Director	$0	$0	$0
RUSS GARDNER	VICE COMMODO	N/A	Director	$0	$0	$0
TRAVIS GRAY	DIRECTOR	N/A	Director	$0	$0	$0
DAVE IHLE	REAR COMMODO	N/A	Director	$0	$0	$0
JOHNTOMASZEWSKI	DIRECTOR	N/A	Director	$0	$0	$0
TOM JUNTUNEN	DIRECTOR	N/A	Director	$0	$0	$0
LINDSAY KENZINGER	DIRECTOR	N/A	Director	$0	$0	$0
ERIKA LACERDA	DIRECTOR	N/A	Director	$0	$0	$0
LYDIA MATHAS	DIRECTOR	N/A	Director	$0	$0	$0
JESS RUTHSATZ	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$374,621	$316,382	$558,917	$58,239
2023	$400,696	$294,999	$539,501	$105,697
2022	$297,185	$326,504	$446,566	$-29,319
2021	$308,997	$286,336	$369,084	$22,661
2020	$291,912	$254,153	$346,748	$37,759
2019	$288,405	$238,767	$282,940	$49,638
2019	$85,009	$34,810	$330,487	$50,199

SAUGATUCK YACHT CLUB