DEXTER AREA CHAMBER OF COMMERCE IN

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1974

Legal Domicile

Principal Officer

BECKY COBLER

Phone

7344260887

Tax Period

2024-01-01 to 2024-12-31

DEXTER AREA CHAMBER OF COMMERCE IN, founded in 1974, is a small nonprofit in the Community Improvement sector that reported $130K in total revenue in fiscal year 2024. Expenses of $124K left a modest 5% surplus.

Mission

THE CHAMBER PROMOTES LOCAL BUSINESSES AND AIDS IN THE RECRUITMENT OF NEW BUSINESSES AND INDIVIDUALS TO OUR COMMUNITY, WE ALSO MAINTAIN AN INFORMATIONAL OFFICE TO SERVE AS A CLEARING HOUSE FOR INQUIRIES REGARDING THE COMMUNITY.

Program Service Accomplishments

Program 1

THE CHAMBER PROMOTES LOCAL BUSINESSES AND AIDS IN THE RECRUITMENT OF NEW BUSINESSES AND INDIVIDUALS TO OUR COMMUNITY, WE ALSO MAINTAIN AN INFORMATIONAL OFFICE TO SERVE AS A CLEARING HOUSE FOR...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $11,100

Program Service Revenue $119,103

Investment Income $0

Other Revenue $0

TOTAL REVENUE $130,203

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $124,120

TOTAL EXPENSES $124,120

Year-over-Year Comparison

	2024	2023	Change
Revenue	$130,203	N/A	N/A
Expenses	$124,120	N/A	N/A
Net Income	$6,083	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHELLE BYRNES	SECRETARY	10.00	Officer Director	$0	$0	$0
BECKY COBLER	PRESIDENT	15.00	Officer Director	$0	$0	$0
CHRIS DEREYVER	VICE PRESIDE	10.00	Officer Director	$0	$0	$0
JAKE MANDERFIELD	TREASURER	10.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$130,203	$124,120	$65,217	$6,083