BIBLES FOR MISSIONS THRIFT CENTERS (EIN 383084876) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1992

Legal Domicile

Principal Officer

DAN RINZEMA

Phone

6166623663

Tax Period

2023-01-01 to 2023-12-31

BIBLES FOR MISSIONS THRIFT CENTERS, founded in 1992, is a community nonprofit in the Human Services sector that reported $7.4M in total revenue in fiscal year 2023. Expenses of $6.5M left a modest 12% surplus.

Mission

TO RAISE FUNDS FOR STRATEGICALLY SELECTED MINISTRIES THAT SHARE THE GOOD NEWS OF JESUS CHRIST AROUND THE WORLD.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $127,236

Program Service Revenue $7,265,892

Investment Income $34,389

Other Revenue $0

TOTAL REVENUE $7,427,517

Expense Breakdown

Grants Paid $4,360,000

Salaries & Benefits $220,175

Fundraising Expenses $0

Program Expenses $6,341,534

Other Expenses $1,931,589

TOTAL EXPENSES $6,511,764

Year-over-Year Comparison

	2023	2022	Change
Revenue	$7,427,517	$6,938,502	+0.1%
Expenses	$6,511,764	$6,320,919	+0.0%
Net Income	$915,753	$617,583	+0.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

1000

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$103,837

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN SCAFE	NATIONAL DIR	40.00	Officer	$103,837	$0	$103,837
DAN RINZEMA	PRESIDENT	5.00	Officer Director	$0	$0	$0
KEN JIPPING	VICE CHAIR	5.00	Officer Director	$0	$0	$0
JULIE OZIOS	VP OF OPERAT	5.00	Officer Director	$0	$0	$0
CURT CHADWICK	TREASURER	5.00	Officer Director	$0	$0	$0
DAN JIPPING	ASST. SECRET	5.00	Officer Director	$0	$0	$0
MATT VERMEER	SECRETARY	5.00	Officer Director	$0	$0	$0
MERLE EMORY	DIRECTOR	2.00	Director	$0	$0	$0
RONN KREPS	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$7,427,517	$6,511,764	$10,736,289	$915,753
2022	$6,938,502	$6,320,919	$9,731,577	$617,583
2021	$6,480,350	$5,517,160	$8,979,517	$963,190
2020	$4,449,935	$4,179,094	$8,307,640	$270,841
2019	$5,852,182	$5,028,136	$8,207,613	$824,046
2018	$5,419,510	$4,658,234	$8,077,318	$761,276

BIBLES FOR MISSIONS THRIFT CENTERS