CASEVILLE CHAMBER OF COMMERCE (EIN 383188999) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1973

Legal Domicile

Principal Officer

STEVE LOUWERS

Phone

9898563818

Tax Period

2025-01-01 to 2025-12-31

CASEVILLE CHAMBER OF COMMERCE, founded in 1973, is a small nonprofit in the Community Improvement sector that reported $142K in total revenue in fiscal year 2025. Revenue grew 12% year-over-year, indicating healthy expansion.

Mission

TO PROMOTE THE COMMUNITY AND TO INFORM THE PUBLIC OF THE LOCAL BUSINESS WITHIN THE COMMUNITY. ADDITIONALY, TO HOST EVENTS TO DRAW TOURISM TO THE COMMUNITY OF CASEVILLE

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $136,551

Program Service Revenue $0

Investment Income $0

Other Revenue $5,534

TOTAL REVENUE $142,085

Expense Breakdown

Grants Paid $0

Salaries & Benefits $71,095

Fundraising Expenses $0

Program Expenses $20,490

Other Expenses $84,849

TOTAL EXPENSES $155,944

Year-over-Year Comparison

	2025	2024	Change
Revenue	$142,085	$126,310	+0.1%
Expenses	$155,944	$124,112	+0.3%
Net Income	$-13,859	$2,198	-7.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JULIE KREH	TRUSTEE	002.00	Director	$0	$0	$0
TODD TALASKI	TRUSTEE	002.00	Director	$0	$0	$0
AMY LEE	TRUSTEE	002.00	Director	$0	$0	$0
STEVE LOUWERS	PRESIDENT	024.00	Officer Key Emp	$0	$0	$0
LEVI ZAGORSKI	VICE PRESIDENT	002.00	Officer	$0	$0	$0
TERRI BORN	TREASURER	002.00	Officer	$0	$0	$0
LaNETTE WIESE	SECRETARY	002.00	Officer Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$142,085	$155,944	$46,920	$-13,859
2024	$126,310	$124,112	$61,441	$2,198
2023	$136,620	$132,241	$61,891	$4,379
2022	$91,570	$96,610	$33,365	$-5,040
2019	$76,417	$76,091	$34,056	$326
2018	$119,766	$86,187	$35,365	$33,579

CASEVILLE CHAMBER OF COMMERCE