HOUSING SERVICES OF MID MICHIGAN

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

CHRISTIE HARRY

Phone

5175411180

Tax Period

2024-06-01 to 2025-05-31

HOUSING SERVICES OF MID MICHIGAN, founded in 1995, is a community nonprofit in the Housing & Shelter sector that reported $3.8M in total revenue in fiscal year 2024.

Mission

TO ASSIST PEOPLE WITH LOW OR MODERATE INCOME TO OBTAIN SAFE AND AFFORDABLE HOUSING

Program Service Accomplishments

Program 1

Expenses: $1,943,578

MAINSTREAM SECTION 8 - THIS PROGRAM HELPS INDIVIDUALS AND FAMILIES THAT HAVE AND ADULT MEMBER WHO IS DISABLED AND UNDER THE AGE OF 62 WITH MONTHLY RENT PAYMENTS.

Program 2

Expenses: $536,714

HOMELESS PREVENTION HOMLESS PREVENTION ASSISTS INDIVIDUALS AND FAMILIES TO KEEP THEIR CURRENT HOUSING OR HELPS MOVE THEM FROM UNSATISFACTORY HOUSING.

Program 3

Expenses: $489,002

SUPPORTIVE HOUSING PROGRAM PROVIDES RENTAL SUBSIDY FOR THE CHRONICALLY HOMELESS WHO HAVE A DISABILITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,812,044

Program Service Revenue $0

Investment Income $5,327

Other Revenue $18,766

TOTAL REVENUE $3,836,137

Expense Breakdown

Grants Paid $2,630,192

Salaries & Benefits $906,827

Fundraising Expenses $0

Program Expenses $3,782,102

Other Expenses $312,049

TOTAL EXPENSES $3,849,068

Year-over-Year Comparison

	2024	2023	Change
Revenue	$3,836,137	$3,860,013	0.0%
Expenses	$3,849,068	$3,740,884	+0.0%
Net Income	$-12,931	$119,129	-1.1%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$96,296

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
CHRISTIE HARRY	EXECUTIVE DIRECTOR	Officer	$96,296	$0	$96,296
ROBERT BROWN	DIRECTOR	Director	$0	$0	$0
JAMES DEXTER	TREASURER	Officer Director	$0	$0	$0
RICHARD BALLARD	SECRETARY	Officer Director	$0	$0	$0
TOM REICH	DIRECTOR	Director	$0	$0	$0
JULIE HALES - SMITH	PRESIDENT	Officer Director	$0	$0	$0
KAREN LEIF	VICE PRESIDENT	Officer Director	$0	$0	$0
DAWN BENSON	DIRECTOR	Officer Director	$0	$0	$0
JESSICA MAAS	DIRECTOR	Director	$0	$0	$0
JANE OCONNELL	DIRECTOR	Director	$0	$0	$0
EMMA SWINTON	DIRECTOR	Director	$0	$0	$0
JASON WHITE	DIRECTOR	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,836,137	$3,849,068	$1,364,753	$-12,931
2024	$3,860,013	$3,740,884	$1,238,171	$119,129
2023	$4,700,244	$5,575,333	$1,071,876	$-875,089
2022	$14,437,193	$14,498,319	$2,013,469	$-61,126
2021	$4,940,122	$4,891,065	$2,100,811	$49,057
2020	$2,391,950	$2,396,807	$1,029,216	$-4,857
2019	$2,023,494	$1,932,344	$822,544	$91,150