INTERNATIONAL ASSOCIATION OF HEAT & FROST INSULATORS LOCAL 75 JATC

EIN: 383733154

SOUTH BEND, IN

Total Revenue
$50,894
Total Expenses
$28,337
Total Assets
$584,545
Net Assets
$432,045
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1923
Legal Domicile
IN
Principal Officer
ANDREW MILLER
Phone
5742821650
Tax Period
2020-01-01 to 2020-12-31

INTERNATIONAL ASSOCIATION OF HEAT & FROST INSULATORS LOCAL 75 JATC, founded in 1923, is a micro nonprofit that reported $51K in total revenue in fiscal year 2020. Revenue fell 21% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $23K, a strong 44% operating margin.

Mission

TO PROVIDE EDUCATION AND TRAINING FOR APPRENTICE MEMBERS OF THE ORGANIZATION AND LOCAL UNION 75.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $50,753
Program Service Revenue $0
Investment Income $141
Other Revenue $0
TOTAL REVENUE $50,894

Expense Breakdown

Grants Paid $0
Salaries & Benefits $10,788
Fundraising Expenses $0
Program Expenses $25,910
Other Expenses $17,549
TOTAL EXPENSES $28,337

Year-over-Year Comparison

2020 2019 Change
Revenue $50,894 $64,192 -0.2%
Expenses $28,337 $54,950 -0.5%
Net Income $22,557 $9,242 +1.4%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
2
Independent Members
N/A
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$0
Total Directors
2
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ANDREW MILLER BUSINESS MGR 5.00
Officer Director
$0 $0 $0
ANDREW REGENIER PRESIDENT 2.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2020 $50,894 $28,337 $584,545 $22,557
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