MINNESOTA FIREFIGHTER INITIATIVE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2017

Legal Domicile

Principal Officer

MIKE DOBESH

Phone

6128057759

Tax Period

2024-07-01 to 2025-06-30

MINNESOTA FIREFIGHTER INITIATIVE, founded in 2017, is a community nonprofit in the Human Services sector that reported $3.5M in total revenue in fiscal year 2024.

Mission

THE MINNESOTA FIREFIGHTER INITIATIVE (MNFIRE) IS DEDICATED TO PROVIDING MINNESOTA'S FIREFIGHTERS WITH THE TOOLS THEY NEED TO PRIORITIZE AND PROTECT THEIR HEALTH BY FOCUSING ON THE THREE HEALTH PROBLEMS MOST COMMONLY EXPERIENCED BY THOSE IN THE FIRE SERVICE: CARDIAC, CANCER AND EMOTIONAL WELLNESS.

Program Service Accomplishments

Program 1

Expenses: $406,466 Revenue: $3,118

AWARENESS EDUCATION CONTINUES TO BE THE MOST SIGNIFICANT AREA OF ACHIEVEMENT FOR MNFIRE. OUR GOAL IS TO EDUCATE ALL OF THE 21,500 FIREFIGHTERS IN MINNESOTA ABOUT THE DANGERS THEY FACE FROM CARDIAC...

AWARENESS EDUCATION CONTINUES TO BE THE MOST SIGNIFICANT AREA OF ACHIEVEMENT FOR MNFIRE. OUR GOAL IS TO EDUCATE ALL OF THE 21,500 FIREFIGHTERS IN MINNESOTA ABOUT THE DANGERS THEY FACE FROM CARDIAC, CANCER AND EMOTIONAL TRAUMA. WE STRIVE TO DELIVER ANNUAL MNFIRE AWARENESS TRAINING FOR EVERY MINNESOTA FIREFIGHTER. CHANGING THE CURRENT CULTURE IN THE MINNESOTA FIRE SERVICE IS INTEGRAL TO LONG-TERM REDUCTION OF THE INCIDENCES OF CANCER.

Program 2

Expenses: $832,649

THE ORGANIZATION PROVIDES THE MNFIRE ASSISTANCE PROGRAM, WHICH INCLUDES 5 SESSIONS WITH A MENTAL HEALTH CARE PROVIDER PER ISSUE PER YEAR FOR FIREFIGHTERS. WE ALSO HAVE A PEER SUPPORT PROGRAM FOR ALL...

Program 3

Expenses: $1,861,122

CRITICALL ILLNESS PROGRAM:THE ORGANIZATION PROVIDES A CRITICAL ILLNESS PROGRAM INSURANCE POLICY, WHICH ALL MINNESOTA FIREFIGHTERS ARE ENROLLED IN. IT COVERS DIAGNOSES OF CANCER, CARDIAC OR OTHER...

CRITICALL ILLNESS PROGRAM:THE ORGANIZATION PROVIDES A CRITICAL ILLNESS PROGRAM INSURANCE POLICY, WHICH ALL MINNESOTA FIREFIGHTERS ARE ENROLLED IN. IT COVERS DIAGNOSES OF CANCER, CARDIAC OR OTHER CRITICALL ILLNESSES, AND PROVIDES A LUMP-SUM CASH PAYMENT OF UP TO $20,000 TO ASSIST THEM WITH EXPENSE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,549,700

Program Service Revenue $3,118

Investment Income $632

Other Revenue $-28,738

TOTAL REVENUE $3,524,712

Expense Breakdown

Grants Paid $18,500

Salaries & Benefits $265,169

Fundraising Expenses $0

Program Expenses $3,100,237

Other Expenses $3,195,992

TOTAL EXPENSES $3,479,661

Year-over-Year Comparison

	2024	2023	Change
Revenue	$3,524,712	$3,617,576	0.0%
Expenses	$3,479,661	$3,720,643	-0.1%
Net Income	$45,051	$-103,067	-1.4%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✓ Lobbying ✓ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✓ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$70,842

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GEORGE ESBENSEN	DIRECTOR	1.00	Director	$0	$0	$0
MIKE DOBESH	PRESIDENT	10.00	Officer Director	$0	$0	$0
JOHN WOLFF	DIRECTOR	1.00	Director	$0	$0	$0
KEN BENCE	SECRETARY	10.00	Officer Director	$0	$0	$0
ED HOFFMAN	TREASURER	10.00	Officer Director	$0	$0	$0
AMBER LAGE	VICE PRESIDENT	10.00	Officer Director	$0	$0	$0
SCOTT VADNAIS	DIRECTOR	1.00	Director	$0	$0	$0
REBECCA OTTO	EXECUTIVE DIRECTOR	40.00	Officer	$70,842	$0	$70,842

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,524,712	$3,479,661	$659,956	$45,051
2024	$3,617,576	$3,720,643	$850,264	$-103,067
2023	$4,553,414	$4,065,160	$997,942	$488,254
2022	$3,131,191	$3,173,891	$1,151,150	$-42,700
2021	$361,954	$315,102	$147,708	$46,852
2020	$257,527	$246,540	$64,053	$10,987
2019	$253,761	$237,151	$52,998	$16,610