MIDLAND CHRISTIAN SCHOOL ASSOC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1958

Legal Domicile

Principal Officer

JOEL VISSER

Phone

9898359881

Tax Period

2022-07-01 to 2023-06-30

MIDLAND CHRISTIAN SCHOOL ASSOC, founded in 1958, is a micro nonprofit in the Education sector that reported $1.3M in total revenue in fiscal year 2022. Revenue fell 1551% from the prior year — a significant decline worth monitoring.

Mission

ELEMENTARY AND SECONDARY EDUCATION FROM PRE-SCHOOL THROUGH 12TH GRADE. MIDLAND CHRISTIAN SCHOOL EXISTS IN UNITY WITH FAMILY AND CHURCH TO PROVIDE AN EDUCATIONAL ENVIRONMENT THAT IS BASED ON GOD'S WORD, FOR MAXIMUM ACADEMIC, PHYSICAL, SPIRITUAL, AND SOCIAL GROWTH OF CHILDREN SO THAT THEY WILL HONOR GOD WITH THEIR LIVES. OUR PURPOSE IS "NUTURING HEARTS, EQUIPPING MINDS, PURSUING TRUTH AND WISDOM."

Program Service Accomplishments

Program 1

Expenses: $79,699

ELEMENTARY AND SECONDARY EDUCATION FROM PRE-SCHOOL THROUGH 12TH GRADE. MIDLAND CHRISTIAN SCHOOL EXISTS IN UNITY WITH FAMILY AND CHURCH TO PROVIDE AN EDUCATIONAL ENVIRONMENT THAT IS BASED ON GOD'S...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $-1,357,312

Other Revenue $50,574

TOTAL REVENUE $-1,306,738

Expense Breakdown

Grants Paid $0

Salaries & Benefits $7,112

Fundraising Expenses $0

Program Expenses $79,699

Other Expenses $99,611

TOTAL EXPENSES $106,723

Year-over-Year Comparison

	2022	2021	Change
Revenue	$-1,306,738	$90,064	-15.5%
Expenses	$106,723	$209,850	-0.5%
Net Income	$-1,413,461	$-119,786	+10.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PAUL AULTMAN	DIRECTOR	4.00	Director	$0	$0	$0
PAUL RIES	VICE PRESIDE	4.00	Officer Director	$0	$0	$0
JOEL VISSER	PRESIDENT	4.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$-1,306,738	$106,723	$1,039,388	$-1,413,461
2022	$90,064	$209,850	$2,460,607	$-119,786
2021	$150,700	$137,638	$2,646,705	$13,062
2020	$453,693	$473,313	$2,670,044	$-19,620
2019	$638,033	$642,396	$2,649,636	$-4,363