Saginaw, MI
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)SAGINAW SYMPHONY ASSOCIATION, founded in 1935, is a small nonprofit in the Arts, Culture & Humanities sector that reported $461K in total revenue in fiscal year 2023. Revenue grew 14% year-over-year, indicating healthy expansion. Expenses of $527K exceeded revenue, resulting in a 14% operating deficit.
Creating magical and memorable experiences through the power of symphonic music. Our Orchestra performs five live concerts per season at the Temple Theatre in downtown Saginaw and offers music education to students through our youth orchestra.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $461,218 | $403,324 | +0.1% |
| Expenses | $527,425 | $452,533 | +0.2% |
| Net Income | $-66,207 | $-49,209 | +0.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Cameron Massey | Executive Director | 40 |
Key Emp
|
$51,002 | $0 | $51,002 |
| David Rupp | Financial Manager | 20 |
Key Emp
|
$13,286 | $0 | $13,286 |
| Donald Carlyon | Director | 1 |
Director
|
$0 | $0 | $0 |
| Michael Elliott | Director | 1 |
Director
|
$0 | $0 | $0 |
| Andrea Fischer | Director-at-Large | 1 |
Director
|
$0 | $0 | $0 |
| Deborah Huntley | Past President | 1 |
Director
|
$0 | $0 | $0 |
| Floyd Kloc | Director | 1 |
Director
|
$0 | $0 | $0 |
| John Markey | Director | 1 |
Director
|
$0 | $0 | $0 |
| Amy Spadafore | Director | 1 |
Director
|
$0 | $0 | $0 |
| Andreas Teich | Director | 1 |
Director
|
$0 | $0 | $0 |
| Samuel Tilmon | Director | 1 |
Director
|
$0 | $0 | $0 |
| Michael Goad | Director | 1 |
Director
|
$0 | $0 | $0 |
| Claudia Zacharek | President | 1.00 |
Officer
|
$0 | $0 | $0 |
| Paul Chaffee | Vice President | 1 |
Officer
|
$0 | $0 | $0 |
| Norman Wika | Secretary/Treasurer | 1 |
Officer
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $461,218 | $527,425 | $1,055,591 | $-66,207 |
| 2023 | $403,324 | $452,533 | $1,108,288 | $-49,209 |
| 2022 | $543,846 | $512,732 | $1,043,522 | $31,114 |
| 2021 | $322,895 | $314,848 | $1,128,912 | $8,047 |
| 2020 | $399,658 | $409,976 | $1,013,396 | $-10,318 |
| 2019 | $508,778 | $490,559 | $1,043,725 | $18,219 |
Compare SAGINAW SYMPHONY ASSOCIATION with other nonprofits in Michigan and across the country.