OXFORD CHAMBER OF COMMERCE INC (EIN 386089499) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1950

Legal Domicile

Principal Officer

DEBBIE UREN

Tax Period

2020-01-01 to 2020-12-31

OXFORD CHAMBER OF COMMERCE INC, founded in 1950, is a micro nonprofit that reported $84K in total revenue in fiscal year 2020. The organization ran a surplus of $34K, a strong 40% operating margin.

Mission

TO PROVIDE MEMBERSHIPS, EVENTS, SPONSORSHIPS AND FUNDRAISERS FOR SMALL BUSINESSESS TO SUPPORT ONE ANOTHER AND HELP GROW THEIR BUSINESSES TOGETHER IN THE COMMUNITY AND BENEFIT THE PEOPLE IN THE COMMUNITY AS WELL

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $34,387

Investment Income $0

Other Revenue $50,000

TOTAL REVENUE $84,387

Expense Breakdown

Grants Paid $0

Salaries & Benefits $39,155

Fundraising Expenses $0

Program Expenses $1,278

Other Expenses $11,705

TOTAL EXPENSES $50,860

Year-over-Year Comparison

	2020	2019	Change
Revenue	$84,387	$79,655	+0.1%
Expenses	$50,860	$55,325	-0.1%
Net Income	$33,527	$24,330	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TERI STILES	DIRECTOR	1.00	Director	$0	$0	$0
JEFF ROE	DIRECTOR	1.00	Director	$0	$0	$0
LIZ ACHANTA	DIRECTOR	1.00	Director	$0	$0	$0
GEOFF BULLEN	TREASURER	4.00	Officer	$0	$0	$0
DEBBIE UREN	PRESIDENT	5.00	Officer	$0	$0	$0
WALTER BARGEN	VICE PRESIDENT	1.00	Officer	$0	$0	$0
ALAINA SULLIVAN	SECRETARY	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	$84,387	$50,860	$78,062	$33,527
2019	$79,655	$55,325	$38,549	$24,330
2018	$69,535	$57,187	$9,114	$12,348

OXFORD CHAMBER OF COMMERCE INC