TRAVEL TRAILER CLUB OF THE MIDWEST (EIN 386144477) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1963

Legal Domicile

Principal Officer

SHERRI MARTIN

Phone

5862551202

Tax Period

2025-01-01 to 2025-12-31

TRAVEL TRAILER CLUB OF THE MIDWEST, founded in 1963, is a micro nonprofit that reported $76K in total revenue in fiscal year 2025. Revenue decreased 6% compared to the prior year. Expenses of $86K exceeded revenue, resulting in a 13% operating deficit.

Mission

THE ORGANIZATION OPERATES FOR THE BENEFIT, WELFARE AND EDUCATION OF ITS MEMBERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $5,720

Program Service Revenue $70,661

Investment Income $16

Other Revenue $0

TOTAL REVENUE $76,397

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $86,314

TOTAL EXPENSES $86,314

Year-over-Year Comparison

	2025	2024	Change
Revenue	$76,397	$81,423	-0.1%
Expenses	$86,314	$86,751	0.0%
Net Income	$-9,917	$-5,328	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROGER VOGEL	VICE PRESIDE	N/A	Officer	$0	$0	$0
SANDY JARRELL	SECRETARY	N/A	Officer	$0	$0	$0
SHERRI MARTIN	TREASURER	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$76,397	$86,314	$457,537	$-9,917
2024	$81,423	$86,751	$467,454	$-5,328
2023	$66,905	$49,468	$472,782	$17,437
2022	$71,858	$50,137	$473,241	$21,721
2021	$119,187	$49,489	$468,803	$69,698
2020	$43,330	$37,628	$399,105	$5,702
2019	$58,099	$42,976	$393,403	$15,123

TRAVEL TRAILER CLUB OF THE MIDWEST