MICHIGAN LAKES AND STREAMS ASSOCIATION INC

EIN: 386159369 501(c)(3) Environment

KALAMAZOO, MI

Total Revenue
$352,183
Total Expenses
$350,274
Total Assets
$685,801
Net Assets
$682,562
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1963
Legal Domicile
MI
Principal Officer
MICHAEL GALLAGHER
Phone
9898315100
Tax Period
2025-01-01 to 2025-12-31

MICHIGAN LAKES AND STREAMS ASSOCIATION INC, founded in 1963, is a small nonprofit in the Environment sector that reported $352K in total revenue in fiscal year 2025. Revenue decreased 10% compared to the prior year.

Mission

PRESERVATION AND PROTECTION OF MICHIGAN INLAND LAKES AND STREAMS

Program Service Accomplishments

Program 1
Expenses: $89,238 Revenue: $63,107

THE RIPARIAN MAGAZINE FURTHER EDUCATING AND INFORMING THE MEMBERSHIP AND PUBLIC OF SUSTAINABLE MANAGEMENT AND WISE USE OF MICHIGAN INLAND LAKES AND STREAMS

Program 2
Expenses: $69,728 Revenue: $21,193

DNR/MSL&A SELF HELP PROGRAMS; SECCHI DISC, SPRING PHOSPHORUS AND MISCELLANEOUS PROJECTS TO EDUCATE RIPARIANS AND GATHER DATA ON LAKES

Program 3
Expenses: $59,350 Revenue: $56,676

ANNUAL CONFERENCE: SPEAKERS ON THE TOPIC OF MAINTAINING WATER QUALITY AND ORGANIZING TO ACHIEVE THIS GOAL

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $150,288
Program Service Revenue $170,957
Investment Income $30,339
Other Revenue $599
TOTAL REVENUE $352,183

Expense Breakdown

Grants Paid $11,240
Salaries & Benefits $85,527
Fundraising Expenses $0
Program Expenses $218,316
Other Expenses $253,507
TOTAL EXPENSES $350,274

Year-over-Year Comparison

2025 2024 Change
Revenue $352,183 $389,848 -0.1%
Expenses $350,274 $289,176 +0.2%
Net Income $1,909 $100,672 -1.0%
Key Indicators
✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
9
Independent Members
9
Employees
2
Volunteers
200

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
9
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DAVID MATUREN PRESIDENT 2.00
Officer Director
$0 $0 $0
MARK TEICHER VICE PRESIDENT 2.00
Officer Director
$0 $0 $0
LON NORDEEN SECRETARY 2.00
Officer Director
$0 $0 $0
MICHAEL GALLAGHER TREASURER 4.00
Officer Director
$0 $0 $0
CHARLYN PARTRIDGE DIRECTOR 1.00
Director
$0 $0 $0
HEATHER HUFFSTUTLER DIRECTOR 1.00
Director
$0 $0 $0
REX VAUGHN DIRECTOR 1.00
Director
$0 $0 $0
MICHELLE KANIPES DIRECTOR 1.00
Director
$0 $0 $0
RICK MEEKS DIRECTOR 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $352,183 $350,274 $685,801 $1,909
2024 $389,848 $289,176 $693,766 $100,672
2023 $303,445 $260,245 $633,232 $43,200
2022 $275,645 $253,342 $452,686 $22,303
2021 $292,169 $175,225 $488,376 $116,944
2020 $178,204 $182,315 $417,918 $-4,111
2019 $310,140 $279,667 $371,476 $30,473
2018 $311,600 $295,126 $341,315 $16,474
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