BETTER BUSINESS BUREAU OF WISCONSIN (EIN 390164195) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1939

Legal Domicile

Principal Officer

James Temmer

Phone

4148476000

Tax Period

2024-10-01 to 2025-09-30

BETTER BUSINESS BUREAU OF WISCONSIN, founded in 1939, is a community nonprofit that reported $4.0M in total revenue in fiscal year 2024.

Mission

BBBs mission is to be the leader in advancing marketplace trust. BBB accomplishes this mission by creating a community of trustworthy businesses.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $3,607,822

Investment Income $0

Other Revenue $351,346

TOTAL REVENUE $3,959,168

Expense Breakdown

Grants Paid $20,000

Salaries & Benefits $2,618,358

Fundraising Expenses $0

Program Expenses $3,373,101

Other Expenses $1,309,947

TOTAL EXPENSES $3,948,305

Year-over-Year Comparison

	2024	2023	Change
Revenue	$3,959,168	$3,926,394	+0.0%
Expenses	$3,948,305	$3,902,548	+0.0%
Net Income	$10,863	$23,846	-0.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$323,788

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
James Temmer	President CEO	40.00	Key Emp Highest	$70,488	$0	$70,488
Julie Albrecht	Executive Director - Foundation	10.00	Key Emp	$91,294	$0	$91,294
Andy Ketchum	Interim CEO	40.00	Key Emp	$162,006	$0	$162,006
Holly Jones	Board Chair	2.00	Officer	$0	$0	$0
Dan Schwarz	Vice Chair-Treasurer	2.00	Officer	$0	$0	$0
Lori Oelhafen	Secretary	2.00	Officer	$0	$0	$0
Wade Brute	Director	1.00	Director	$0	$0	$0
Matt Haas	Director	1.00	Director	$0	$0	$0
John Halechko	Director	1.00	Director	$0	$0	$0
Alex Montezon	Director	1.00	Director	$0	$0	$0
Kristen Mueller	Director	1.00	Director	$0	$0	$0
Alexander Smith	Director	1.00	Director	$0	$0	$0
Dana Stevens	Director	1.00	Director	$0	$0	$0
Pamela Sviatoslavsky	Director	1.00	Director	$0	$0	$0
Brandon White	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,959,168	$3,948,305	$7,452,396	$10,863
2024	$3,926,394	$3,902,548	$6,901,894	$23,846
2023	$3,770,924	$3,711,037	$5,912,968	$59,887
2022	$3,643,417	$3,508,609	$4,382,241	$134,808
2021	$3,579,852	$3,155,883	$5,171,220	$423,969
2020	$3,163,279	$2,935,733	$4,588,602	$227,546

BETTER BUSINESS BUREAU OF WISCONSIN