WISCONSIN CREDIT UNION LEAGUE (EIN 390712580) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1939

Legal Domicile

Principal Officer

SARAH WAINSCOTT

Phone

8002420833

Tax Period

2024-01-01 to 2024-12-31

WISCONSIN CREDIT UNION LEAGUE, founded in 1939, is a community nonprofit that reported $4.4M in total revenue in fiscal year 2024. Expenses of $4.0M left a modest 8% surplus.

Mission

TO FOSTER THE GROWTH OF THE CREDIT UNION MOVEMENT AND TO PROMOTE COOPERATION IN ALL MATTERS OF COMMON CONCERN BY AND BETWEEN CREDIT UNIONS LOCATED IN WISCONSIN.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $4,100,431

Investment Income $269,963

Other Revenue $433

TOTAL REVENUE $4,370,827

Expense Breakdown

Grants Paid $103,048

Salaries & Benefits $2,442,074

Fundraising Expenses $0

Other Expenses $1,488,665

TOTAL EXPENSES $4,033,787

Year-over-Year Comparison

	2024	2023	Change
Revenue	$4,370,827	$4,123,000	+0.1%
Expenses	$4,033,787	$3,958,870	+0.0%
Net Income	$337,040	$164,130	+1.1%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✓ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$897,103

Total Directors

Key Employees

$383,191

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRANDON RIECHERS	CHAIR (THRU MAY 2024)	0.30	Officer Director	$0	$0	$0
CHRIS MOCZYNSKI	CHAIR	0.30	Officer Director	$0	$0	$0
KIM ROONEY	VICE CHAIR	0.30	Officer Director	$0	$0	$0
SHEILA SCHNIKE	SECRETARY	0.30	Officer Director	$0	$0	$0
LORA BENRUD	DIRECTOR (THRU MAY 2024)	0.30	Officer Director	$0	$0	$0
TRACIE WILLS	DIRECTOR (THRU MAY 2024)	0.30	Director	$0	$0	$0
BETH KRAHN	DIRECTOR	0.30	Director	$0	$0	$0
VAL MINDAK	DIRECTOR (THRU JAN 2024)	0.30	Director	$0	$0	$0
SUE JOHNSON	TREASURER (FROM MAY 2024)	0.30	Director	$0	$0	$0
DEREK GROTH	DIRECTOR (FROM MAY 2024)	0.30	Director	$0	$0	$0
MARIANNE TORKELSON	DIRECTOR	0.30	Director	$0	$0	$0
CHARLIE ZANAYED	DIRECTOR	0.30	Director	$0	$0	$0
BRETT THOMPSON	PRESIDENT & CEO	26.00	Officer	$662,164	$44,784	$706,948
BETH ELLIS	CHIEF FINANCIAL & OPERATING OFFICER	24.00	Officer	$164,372	$25,783	$190,155
PAUL GUTTORMSSON	SVP & GENERAL COUNSEL	32.00	Key Emp	$166,990	$33,034	$200,024
SARAH WAINSCOTT	SVP OF ADVOCACY	40.00	Key Emp	$170,102	$13,065	$183,167
JOSH ROBERTS	VP OF SYSTEM COLLABORATION	40.00	Highest	$108,053	$8,241	$116,294
JENNIFER ESSER	VP OF PROFESSIONAL DEVELOPMENT	40.00	Highest	$104,918	$28,412	$133,330
KIM HOPPE	DIRECTOR OF COMPLIANCE SPECIALIST PROGRAM	26.00	Highest	$110,532	$33,386	$143,918

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$4,370,827	$4,033,787	$11,921,596	$337,040
2023	$4,123,000	$3,958,870	$11,516,929	$164,130
2022	$4,173,686	$3,821,282	$11,044,578	$352,404
2021	$3,629,838	$3,331,641	$8,422,290	$298,197
2020	$3,100,115	$3,133,769	$8,608,659	$-33,654
2019	$3,797,844	$3,706,207	$8,306,061	$91,637
2018	$3,704,623	$3,781,545	$8,238,184	$-76,922

WISCONSIN CREDIT UNION LEAGUE