RIPON AREA CHAMBER OF COMMERCE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Principal Officer

ERIC LEHOCKY

Phone

9207486764

Tax Period

2024-01-01 to 2024-12-31

RIPON AREA CHAMBER OF COMMERCE INC, founded in 1985, is a small nonprofit that reported $166K in total revenue in fiscal year 2024.

Mission

PROMOTE AND DEVELOP THE RIPON COMMUNITY IN THE BEST INTEREST OF ITS MEMBERSHIP THROUGH THE USE OF SUCH ACTIVITIES AS ADVERTISEMENTS, PROMOTIONAL PROGRAMS AND PROJECTS.

Program Service Accomplishments

Program 1

PROVIDE LOCAL ADVERTISING TO PROMOTE TOURISM.

Program 2

PROVIDE COMMUNITY-WIDE SOCIAL EVENTS FOR COMMUNITY MEMBERS & GUESTS.

Program 3

PROVIDE SUPPORT TO LOCAL BUSINESSES INCLUDING THE CHAMBER DOLLAR PROGRAM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $147,360

Investment Income $0

Other Revenue $18,421

TOTAL REVENUE $165,781

Expense Breakdown

Grants Paid $0

Salaries & Benefits $88,491

Fundraising Expenses $0

Other Expenses $79,098

TOTAL EXPENSES $167,589

Year-over-Year Comparison

	2024	2023	Change
Revenue	$165,781	$154,933	+0.1%
Expenses	$167,589	$192,656	-0.1%
Net Income	$-1,808	$-37,723	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
ERIK BOULIER	DIRECTOR	Director	$0	$0	$0
PJ CHRISTOPHERSON	DIRECTOR	Director	$0	$0	$0
SANDRA HANSEN	HOTEL REP	Director	$0	$0	$0
MARY HATLEN	DIRECTOR	Director	$0	$0	$0
JOAN KARSTEN	DIRECTOR	Director	$0	$0	$0
LAUREN MCCONNELL	DIRECTOR	Director	$0	$0	$0
EZGI PERKINS	DIRECTOR	Director	$0	$0	$0
ELIZABETH ROY	PAST PRESIDENT	Director	$0	$0	$0
MICHELLE VELIE	DIRECTOR	Director	$0	$0	$0
LORI KENDALL	SECRETARY	Officer	$0	$0	$0
STEPHANIE SAUERBREI	TREASURER	Officer	$0	$0	$0
TAMMY YOUNG	PRESIDENT	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$165,781	$167,589	$51,237	$-1,808
2023	$154,933	$192,656	$64,041	$-37,723
2022	$276,276	$195,058	$108,897	$81,218