CURATIVE CARE NETWORK INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1919

Legal Domicile

Principal Officer

JOY GRAVOS

Phone

4144799606

Tax Period

2024-01-01 to 2024-12-31

CURATIVE CARE NETWORK INC, founded in 1919, is a mid-sized nonprofit in the Health Care sector that reported $15.6M in total revenue in fiscal year 2024. Revenue surged 26% from the prior year, signaling strong growth momentum.

Mission

CURATIVE CARE NETWORK, INC. ("CURATIVE") IS AN ORGANIZATION THAT IMPROVES THE FUNCTION AND QUALITY OF LIFE FOR PERSONS WITH DISABILITIES OR LIMITING CONDITIONS.

Program Service Accomplishments

Program 1

Expenses: $1,472,503 Revenue: $2,574,629

CURATIVE'S ADULT DAY SERVICES PROGRAMS SERVE ADULTS AGE 18 AND OLDER IN SOUTHEAST WISCONSIN WHO HAVE A DEVELOPMENTAL DISABILITY OR OTHER LIMITING CONDITIONS. CURATIVE'S PROGRAMS HELP ADULTS WITH...

CURATIVE'S ADULT DAY SERVICES PROGRAMS SERVE ADULTS AGE 18 AND OLDER IN SOUTHEAST WISCONSIN WHO HAVE A DEVELOPMENTAL DISABILITY OR OTHER LIMITING CONDITIONS. CURATIVE'S PROGRAMS HELP ADULTS WITH DEVELOPMENTAL DISABILITIES DEVELOP THE SKILLS NECESSARY TO ACHIEVE THE HIGHEST POSSIBLE LEVEL OF PERSONAL AND COMMUNITY INDEPENDENCE. PROGRAMS ALSO PROVIDE RESPITE OPPORTUNITIES FOR CAREGIVERS.

Program 2

Expenses: $1,777,630 Revenue: $1,837,708

CURATIVE NEW BERLIN THERAPIES PROVIDES PEDIATRIC THERAPY SERVICES TO RESIDENTS OF SOUTHEASTERN WISCONSIN. A TEAM OF DEDICATED STAFF MEMBERS PROVIDES MEDICALLY-BASED PEDIATRIC THERAPY TO CHILDREN AND...

Program 3

Expenses: $2,928,760 Revenue: $4,284,155

CURATIVE IS ONE OF THE LARGEST PROVIDERS OF BIRTH-TO-THREE SERVICES IN MILWAUKEE COUNTY. A TEAM OF DEDICATED STAFF MEMBERS PROVIDES PHYSICAL, OCCUPATIONAL, AND SPEECH THERAPY, EARLY CHILDHOOD...

CURATIVE IS ONE OF THE LARGEST PROVIDERS OF BIRTH-TO-THREE SERVICES IN MILWAUKEE COUNTY. A TEAM OF DEDICATED STAFF MEMBERS PROVIDES PHYSICAL, OCCUPATIONAL, AND SPEECH THERAPY, EARLY CHILDHOOD EDUCATION AND FAMILY SERVICE COORDINATION FOR CHILDREN ENROLLED IN THE BIRTH-TO-THREE PROGRAM. CURATIVE ALSO OFFERS MEDICALLY BASED PEDIATRIC THERAPY TO CHILDREN AND YOUTHS AGED 0 TO 21 WHO REQUIRE PHYSICAL, OCCUPATIONAL AND/OR SPEECH THERAPY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,809,163

Program Service Revenue $11,495,623

Investment Income $483,048

Other Revenue $1,784,630

TOTAL REVENUE $15,572,464

Expense Breakdown

Grants Paid $0

Salaries & Benefits $12,108,387

Fundraising Expenses $0

Program Expenses $10,818,365

Other Expenses $4,291,198

TOTAL EXPENSES $16,399,585

Year-over-Year Comparison

	2024	2023	Change
Revenue	$15,572,464	$12,402,589	+0.3%
Expenses	$16,399,585	$13,620,051	+0.2%
Net Income	$-827,121	$-1,217,462	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✓ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

288

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✓ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$399,932

Total Directors

$306,621

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOY GRAVOS	PRESIDENT AND CEO	39.00	Officer Director	$261,276	$45,345	$306,621
MATTHEW MCBURNEY	CHAIRPERSON	0.50	Officer Director	$0	$0	$0
JENNIFER HART	FIRST VICE CHAIRPERSON	0.25	Officer Director	$0	$0	$0
MARITA STOLLENWERK	SECRETARY	0.25	Officer Director	$0	$0	$0
DANIEL BRENTON	TREASUER	0.25	Officer Director	$0	$0	$0
COREY RADULOVICH	MEMBER	0.25	Director	$0	$0	$0
GEORGE HINTON	MEMBER	0.25	Director	$0	$0	$0
MARIETTA LUSTER	MEMBER (START 09/2024)	0.25	Director	$0	$0	$0
MIKE WANEZEK	MEMBER (START 12/2024)	0.25	Director	$0	$0	$0
PETER GLASER	MEMBER (END 05/2024)	0.25	Director	$0	$0	$0
RYAN PARSONS	MEMBER	0.25	Director	$0	$0	$0
STEPHANIE DERKS	MEMBER	0.25	Director	$0	$0	$0
STEVEN BARNEY	MEMBER	0.25	Director	$0	$0	$0
SUSAN O'CONNELL	MEMBER	0.25	Director	$0	$0	$0
TOM NACKERS	MEMBER	0.25	Director	$0	$0	$0
GREGORY MCNUTT	VP OF FINANCE (TERM 05/2024)	40.00	Officer	$71,613	$15,352	$86,965
JENNIFER RADTKE	VP OF FINANCE (START 12/2024)	35.00	Officer	$6,346	$0	$6,346
MAUREEN HODGDEN	DIRECTOR OF HR	35.00	Highest	$145,330	$37,711	$183,041
JOHN MILAZZO	DIRECTOR OF IT	35.00	Highest	$148,856	$17,761	$166,617
DEBORAH BERENZ	DIRECTOR, CNBT	40.00	Highest	$117,147	$34,177	$151,324
KARI DUHAMEL	DIRECTOR, AD/SENIORS	40.00	Highest	$104,150	$14,894	$119,044
PATRICK FORAN	DIRECTOR OF PHILANTHROPY	40.00	Highest	$108,330	$8,543	$116,873

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$15,572,464	$16,399,585	$46,254,162	$-827,121
2023	$12,402,589	$13,620,051	$43,661,775	$-1,217,462
2022	$10,940,144	$12,130,818	$43,348,641	$-1,190,674
2021	$11,678,469	$9,910,711	$49,016,234	$1,767,758
2020	$11,117,225	$10,702,351	$49,691,938	$414,874
2019	$13,744,877	$14,660,977	$46,532,141	$-916,100
2018	$13,189,241	$14,943,339	$31,740,019	$-1,754,098