VISION FORWARD ASSOCIATION INCORPORATED (EIN 390808506) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1920

Legal Domicile

Principal Officer

JACLYN BORCHARDT

Phone

4146150100

Tax Period

2024-04-01 to 2025-03-31

VISION FORWARD ASSOCIATION INCORPORATED, founded in 1920, is a community nonprofit in the Diseases & Disorders sector that reported $3.0M in total revenue in fiscal year 2024. Expenses of $3.3M exceeded revenue, resulting in a 11% operating deficit.

Mission

EMPOWER, EDUCATE, AND ENHANCE THE LIVES OF IDIVIDUALS IMPACTED BY VISION LOSS THROUGH ALL OF LIFE'S TRANSITIONS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,704,808

Program Service Revenue $798,525

Investment Income $341,569

Other Revenue $127,913

TOTAL REVENUE $2,972,815

Expense Breakdown

Grants Paid $5,750

Salaries & Benefits $2,343,537

Fundraising Expenses $478,484

Program Expenses $2,514,656

Other Expenses $957,137

TOTAL EXPENSES $3,306,424

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,972,815	$3,019,436	0.0%
Expenses	$3,306,424	$3,068,419	+0.1%
Net Income	$-333,609	$-48,983	+5.8%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$160,560

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CROCKER STEPHENSON	PRESIDENT	4.00	Officer Director	$0	$0	$0
SHELBY ELIAS	VICE PRESIDENT	2.00	Officer Director	$0	$0	$0
JEAN FREUCK	TREASURER BEGINNING 1/1/25	2.00	Officer Director	$0	$0	$0
DAVID R STRETLITZ	SECRETARY	2.00	Officer Director	$0	$0	$0
ANISIO COREIA	DIRECTOR BEGINNING 1/1/25	1.00	Director	$0	$0	$0
JAMES D DOBRINSKA CLU CIC	DIRECTOR	1.00	Director	$0	$0	$0
TYLER DONAHUE	DIRECTOR	1.00	Director	$0	$0	$0
LISA KONKEL	DIRECTOR BEGINNING 1/1/25	1.00	Director	$0	$0	$0
CJ LANGE	DIRECTOR	1.00	Director	$0	$0	$0
DAN LOCOCO	DIRECTOR	1.00	Director	$0	$0	$0
KEVIN MEYERS	DIRECTOR BEGINNING 1/1/25	1.00	Director	$0	$0	$0
JOSEPH SKOTARZAK	DIRECTOR	1.00	Director	$0	$0	$0
NICHOLAS H TOSI MD	DIRECTOR	1.00	Director	$0	$0	$0
SONJA WILLIAMS	DIRECTOR	1.00	Director	$0	$0	$0
DEE MELLOR	VICE PRESIDENT THROUGH 12/31/24	1.00	Officer Director	$0	$0	$0
DOUGLAS BRODZIK	DIRECTOR THROUGH 12/31/24	1.00	Director	$0	$0	$0
KORINA HARMAN	TREAURER THROUGH 12/31/24	1.00	Officer Director	$0	$0	$0
MICHAEL DANTE	DIRECTOR THROUGH 12/31/24	1.00	Director	$0	$0	$0
DAVID LOBO	PRESIDENT THROUGH 12/31/24	1.00	Officer Director	$0	$0	$0
GUILLERMO BANA	DIRECTOR THROUGH 12/31/24	1.00	Director	$0	$0	$0
JACLYN BORCHARDT	CHIEF EXECUTIVE OFFICER	40.00	Officer	$154,385	$6,175	$160,560
HEATHER HINSON	OPTOMETRIST	40.00	Highest	$139,198	$30,073	$169,271

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,972,815	$3,306,424	$5,821,257	$-333,609
2024	$3,019,436	$3,068,419	$6,594,985	$-48,983
2023	$2,381,863	$2,981,389	$6,641,566	$-599,526
2022	$2,817,896	$2,774,940	$6,770,094	$42,956
2021	$1,102,503	$2,511,682	$7,238,120	$-1,409,179
2020	$3,211,296	$3,210,815	$496,814	$481
2019	$2,682,125	$3,093,600	$505,911	$-411,475

VISION FORWARD ASSOCIATION INCORPORATED