BLACK RIVER AREA CHAMBER OF COMMERCE INC

EIN: 390829932

BLACK RIVER FALLS, WI

Total Revenue
$245,480
Total Expenses
$210,967
Total Assets
$581,683
Net Assets
$479,911
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1942
Legal Domicile
WI
Principal Officer
ROBERT CRAMPES
Phone
7152844658
Tax Period
2025-01-01 to 2025-12-31

BLACK RIVER AREA CHAMBER OF COMMERCE INC, founded in 1942, is a small nonprofit that reported $245K in total revenue in fiscal year 2025. Revenue grew 9% year-over-year, indicating healthy expansion. Expenses of $211K left a modest 14% surplus.

Mission

BUILDING BUSINESS, CREATING COMMUNITY AND PROMOTING TOURISM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $53,899
Program Service Revenue $152,879
Investment Income $8,267
Other Revenue $30,435
TOTAL REVENUE $245,480

Expense Breakdown

Grants Paid $8,000
Salaries & Benefits $142,837
Fundraising Expenses $0
Other Expenses $60,130
TOTAL EXPENSES $210,967

Year-over-Year Comparison

2025 2024 Change
Revenue $245,480 $224,312 +0.1%
Expenses $210,967 $227,885 -0.1%
Net Income $34,513 $-3,573 -10.7%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
11
Independent Members
13
Employees
4
Volunteers
5

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$50,563
Total Directors
16
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
AMANDA GUNN EXECUTIVE DIRECTOR 40.00
Officer
$28,762 $9,390 $38,152
ROBERT CRAMPES EXECUTIVE DIRECTOR 40.00
Officer
$12,076 $335 $12,411
AMY BLOCZYNSKI BOARD MEMBER 1.00
Director
$0 $0 $0
SARA BROWN BOARD MEMBER 1.00
Director
$0 $0 $0
MIRANDA CHANDLER BOARD MEMBER 1.00
Director
$0 $0 $0
GINGER HEATH - PART YEAR BOARD MEMBER 1.00
Director
$0 $0 $0
MELISSA LECHNER BOARD MEMBER 1.00
Director
$0 $0 $0
LAURA LINDOW BOARD MEMBER 1.00
Director
$0 $0 $0
BRIANNE MASSMAN BOARD MEMBER 1.00
Director
$0 $0 $0
JAROD MEYER BOARD MEMBER 1.00
Director
$0 $0 $0
DANA OLSON BOARD MEMBER 1.00
Director
$0 $0 $0
MELISSA PORTER BOARD MEMBER 1.00
Director
$0 $0 $0
NICHOLE SULLIVAN - PART YEAR BOARD MEMBER 1.00
Director
$0 $0 $0
JANIE TANDE BOARD MEMBER 1.00
Director
$0 $0 $0
JUSTIN DOUGHERTY PRESIDENT 1.00
Officer Director
$0 $0 $0
NANCY STEVENS VICE-PRESIDENT 1.00
Officer Director
$0 $0 $0
JORDAN NORTMAN TREASURER 1.00
Officer Director
$0 $0 $0
CRYSTAL BYRNS SECRETARY 1.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $245,480 $210,967 $581,683 $34,513
2024 $224,312 $227,885 $539,735 $-3,573
2023 $237,267 $208,896 $554,851 $28,371
2022 $223,257 $196,878 $505,056 $26,379
2021 $211,585 $171,809 $480,060 $39,776
2020 $220,754 $182,774 $444,183 $37,980
2019 $209,585 $194,052 $402,479 $15,533
2018 $229,069 $193,507 $386,573 $35,562
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