WAUKESHA, WI
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)1ST CLASS EXPRESS CREDIT UNION, founded in 1932, is a small nonprofit that reported $162K in total revenue in fiscal year 2025. Revenue decreased 8% compared to the prior year. Expenses of $140K left a modest 14% surplus.
TO ENCOURAGE THRIFT AMONG OUR MEMBERS, TO CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND TO PROVIDE AN OPPORTUNITY FOR EACH OF OUR MEMBERS TO IMPROVE THEIR RESPECTIVE ECONOMIC AND SOCIAL CONDITIONS.
THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 15 NEW DEPOSIT ACCOUNTS IN 2025. AS OF 12/31/25 WE HAD 627 MEMBERS.
THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 24 NEW LOANS TO OUR MEMBERS DURING 2025. AS OF 12/31/25 WE HAD 244 LOANS TO OUR MEMBERS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $162,491 | $177,273 | -0.1% |
| Expenses | $139,553 | $201,094 | -0.3% |
| Net Income | $22,938 | $-23,821 | -2.0% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| SUSAN ROSS | PRESIDENT | 20.00 |
Officer
|
$26,000 | $1,651 | $27,651 |
| JAMES MATHEWS | CHAIR AT YEA | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| CYNTHIA KESSENISH | CHAIR - PARI | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| PAUL GORZALSKI | VICE CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| JOHN MORKIN | TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| CHRISTINE MILLARD | SECRETARY | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| TIMOTHY SENZIG | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $162,491 | $139,553 | $2,065,020 | $22,938 |
| 2024 | No data | No data | No data | No data |
| 2023 | $178,601 | $168,656 | $2,559,587 | $9,945 |
| 2022 | $153,938 | $145,080 | $2,791,879 | $8,858 |
| 2021 | $147,160 | $138,177 | $3,694,971 | $8,983 |
| 2020 | $184,607 | $151,035 | $2,760,638 | $33,572 |
| 2019 | $175,938 | $140,094 | $2,280,890 | $35,844 |
| 2018 | $164,597 | $152,488 | $2,437,077 | $12,109 |
Compare 1ST CLASS EXPRESS CREDIT UNION with other nonprofits in Wisconsin and across the country.