LA CROSSE BURLINGTON CREDIT UNION

EIN: 390909267

LA CROSSE, WI

Total Revenue
$351,165
Total Expenses
$246,363
Total Assets
N/A
Net Assets
N/A
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1955
Legal Domicile
WI
Principal Officer
DOROTHY HANNON
Phone
6087815040
Tax Period
2024-01-01 to 2024-12-01

LA CROSSE BURLINGTON CREDIT UNION, founded in 1955, is a small nonprofit that reported $351K in total revenue in fiscal year 2024. The organization ran a surplus of $105K, a strong 30% operating margin.

Mission

WE ARE A NON-PROFIT, MEMBER-OWNED FINANCIAL ORGANIZATION. WE STRIVE TO PROVIDE FINANCIAL SERVICES, EDUCATION, AND THE LONG-TERM STABILITY OF THE CREDIT UNION BY: ENCOURAGING THRIFT AMONG OUR MEMBERS; CREATING A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST; HELPING IMPROVE OUR MEMBERS' FINANCIAL CONDITION; PROVIDING EXCELLENCE IN MEMBER SERVICE THROUGH A PROMPT, FRIENDLY, AND KNOWLEDGEABLE STAFF; AND PROMOTING THE UNIQUENESS AND PHILOSOPHY OF THE CREDIT UNION SYSTEM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $165,237
Investment Income $185,928
Other Revenue $0
TOTAL REVENUE $351,165

Expense Breakdown

Grants Paid $0
Salaries & Benefits $46,942
Fundraising Expenses $0
Program Expenses $246,363
Other Expenses $199,421
TOTAL EXPENSES $246,363

Year-over-Year Comparison

2024 2023 Change
Revenue $351,165 $333,242 +0.1%
Expenses $246,363 $258,120 0.0%
Net Income $104,802 $75,122 +0.4%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
5
Independent Members
5
Employees
2
Volunteers
7

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$41,581
Total Directors
5
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ANDREW BRYE CHAIR 1.00
Officer Director
$0 $0 $0
MICHAEL KOZIARA VICE CHAIR (THRU 06/24) 1.00
Officer Director
$0 $0 $0
EMEST KOMPERUD III TREASURER 1.00
Officer Director
$0 $0 $0
PAUL MATL SECRETARY 1.00
Director
$0 $0 $0
CHARLES DILLON DIRECTOR 1.00
Director
$0 $0 $0
DOROTHY HANNON PRESIDENT 55.00
Officer
$40,370 $1,211 $41,581
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $351,165 $246,363 No data $104,802
2023 $333,242 $258,120 $7,651,865 $75,122
2022 $187,526 $194,095 $7,932,710 $-6,569
2021 $142,362 $196,936 $8,525,614 $-54,574
2020 $178,198 $217,359 $7,459,637 $-39,161
2019 $257,625 $239,745 $6,680,774 $17,880
2018 $242,767 $223,091 $6,572,327 $19,676
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