OREGON AREA CHAMBER OF COMMERCE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1964

Legal Domicile

Principal Officer

TARA INGALLS

Phone

6088353697

Tax Period

2024-01-01 to 2024-12-31

OREGON AREA CHAMBER OF COMMERCE INC, founded in 1964, is a micro nonprofit that reported $80K in total revenue in fiscal year 2024. Revenue fell 33% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $35K, a strong 43% operating margin.

Mission

TO SUPPORT BOTH THE ECONOMIC AND LOCAL COMMUNITY TO ENSURE OREGON IS A GREAT PLACE TO LIVE, WORK AND PLAY THROUGH THESE FOUR CORE SERVICE AREAS: PROMOTE, INFORM, CONNECT, ADVOCATE

Program Service Accomplishments

Program 1

Expenses: $20,505 Revenue: $10,700

COMMUNITY GUIDE is designed to showcase our community as a welcoming place to live, work, and explore. Through this guide, the Chamber supports member visibility, strengthens community engagement...

COMMUNITY GUIDE is designed to showcase our community as a welcoming place to live, work, and explore. Through this guide, the Chamber supports member visibility, strengthens community engagement, and promotes a vibrant, thriving local economy.

Program 2

Expenses: $6,918 Revenue: $11,149

THE ANNUAL DINNER MEETING OFFERS OPPORTUNITY TO NETWORK, REFLECT ON PAST ACCOMPLISHMENTS AND RECOGNIZE EXCELLENCE IN LOCAL BUSINESS

Program 3

Expenses: $3,349 Revenue: $34,193

THERE ARE MANY ACTIVE MEMBERS TO SUPPORT AND PROMOTE MEMBERS, THE CHAMBER PROVIDES NETWORKING OPPORTUNITIES, MONTHLY MEETINGS WHERE MEMBERS CAN PRESENT NEWS AND ANNOUNCEMENTS REGARDING THEIR...

THERE ARE MANY ACTIVE MEMBERS TO SUPPORT AND PROMOTE MEMBERS, THE CHAMBER PROVIDES NETWORKING OPPORTUNITIES, MONTHLY MEETINGS WHERE MEMBERS CAN PRESENT NEWS AND ANNOUNCEMENTS REGARDING THEIR BUSINESS, TRAINING SESSIONS ON VARIOUS BUSINESS TOPICS, ON-LINE MEMBERSHIP DIRECTORY, USAGE OF WELCOME SIGNS, BUSINESS ADVOCACY, CHAMBER INITIATED COMMUNITY EVENTS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $25,098

Program Service Revenue $55,419

Investment Income $430

Other Revenue $-506

TOTAL REVENUE $80,441

Expense Breakdown

Grants Paid $0

Salaries & Benefits $477

Fundraising Expenses $0

Program Expenses $30,772

Other Expenses $45,127

TOTAL EXPENSES $45,604

Year-over-Year Comparison

	2024	2023	Change
Revenue	$80,441	$120,877	-0.3%
Expenses	$45,604	$70,806	-0.4%
Net Income	$34,837	$50,071	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

100

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARK MORTENSEN	Director	1.00	Director	$0	$0	$0
GLENN LINZMEIER	Director	1.00	Director	$0	$0	$0
TARA INGALLS	President	1.00	Officer Director	$0	$0	$0
LYNN REINSCH	Director	1.00	Director	$0	$0	$0
LIZ BACHHUBER	Vice President	1.00	Officer Director	$0	$0	$0
PATRICK MOTIFF	Treasurer	1.00	Officer Director	$0	$0	$0
LIANI MCCARTHY	Secretary	1.00	Officer Director	$0	$0	$0
KENNETH NOESKE	Director	1.00	Director	$0	$0	$0
CATHERINE STANG	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$80,441	$45,604	$102,393	$34,837
2023	$120,877	$70,806	$98,433	$50,071
2022	$110,466	$124,958	$52,596	$-14,492
2021	$142,835	$145,328	$71,888	$-2,493
2020	$112,856	$142,834	$74,787	$-29,978
2019	$144,460	$150,125	$81,628	$-5,665
2018	$147,640	$148,447	$88,833	$-807