JEFFERSON CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1967

Legal Domicile

Phone

9206744511

Tax Period

2025-01-01 to 2025-12-31

JEFFERSON CHAMBER OF COMMERCE, founded in 1967, is a micro nonprofit that reported $88K in total revenue in fiscal year 2025. Revenue fell 21% from the prior year — a significant decline worth monitoring. Expenses of $139K exceeded revenue, resulting in a 58% operating deficit.

Mission

PROMOTE ECONOMIC DEVELOPMENT IN JEFFERSON WI FOR ITS MEMBERS

Program Service Accomplishments

Program 1

Expenses: $111,513

PROPOSE AND ENCOURAGE PROGRESS IN ALL FIELDS CONSIDERED TO BE IN THE BEST INTEREST OF THE COMMUNITIES BUSINESS, INDUSTRIAL, PROFESSIONAL, AND RESIDENTIAL GROWTH AND DEVELOPMENT

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $35,969

Program Service Revenue $49,183

Investment Income $2,780

Other Revenue $0

TOTAL REVENUE $87,932

Expense Breakdown

Grants Paid $0

Salaries & Benefits $83,637

Fundraising Expenses $0

Program Expenses $111,513

Other Expenses $55,329

TOTAL EXPENSES $138,966

Year-over-Year Comparison

	2025	2024	Change
Revenue	$87,932	$110,751	-0.2%
Expenses	$138,966	$154,089	-0.1%
Net Income	$-51,034	$-43,338	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LAURIE STRACHE	EXECUTIVE DIRECTOR	40.00	Key Emp	$0	$0	$0
ADRIANE STUEBS	PAST PRESIDENT	2.00	Officer	$0	$0	$0
JAKE GIBSON	PRESIDENT	2.00	Officer	$0	$0	$0
JASON MARIN	DIRECTOR	1.00	Officer	$0	$0	$0
JILL NELSON	DIRECTOR	1.00	Officer	$0	$0	$0
CRISTINA PICKETT	DIRECTOR	1.00	Officer	$0	$0	$0
DAMON SCHOPEN	DIRECTOR	1.00	Officer	$0	$0	$0
TIM FREITA	EX-OFFICIO	0.00	Officer	$0	$0	$0
AMY MARESCH	EX-OFFICIO	0.00	Officer	$0	$0	$0
DALE OPPERMANN	EX-OFFICIO	0.00	Officer	$0	$0	$0
CHARLES URNESS	EX-OFFICIO	0.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$87,932	$138,966	$47,780	$-51,034
2024	$110,751	$154,089	$108,313	$-43,338
2023	$186,698	$201,963	$139,131	$-15,265
2022	$149,132	$122,042	$122,935	$27,090
2021	$97,676	$79,616	$95,964	$18,060
2020	$76,999	$72,610	$82,573	$4,389
2019	$80,513	$84,301	$57,568	$-3,788
2018	$89,080	$77,193	$60,009	$11,887