REEDSBURG AREA CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Legal Domicile

Principal Officer

KRISTINE KOENECKE

Phone

6085242850

Tax Period

2025-01-01 to 2025-12-31

REEDSBURG AREA CHAMBER OF COMMERCE, founded in 2008, is a small nonprofit that reported $353K in total revenue in fiscal year 2025. Expenses of $326K left a modest 8% surplus.

Mission

FACILITATE AND ENHANCE BUSINESS DEVELOPMENT THROUGH A PARTNERSHIP WITH OUR COMMUNITY TO ACHIEVE GROWTH AND PROSPERITY.

Program Service Accomplishments

Program 1

Expenses: $312,997 Revenue: $287,037

FACILITATE AND ENHANCE BUSINESS DEVELOPMENT THROUGH A PARTNERSHIP WITH OUR COMMUNITY TO ACHIEVE GROWTH AND PROSPERITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $60,639

Program Service Revenue $287,035

Investment Income $2

Other Revenue $5,357

TOTAL REVENUE $353,033

Expense Breakdown

Grants Paid $0

Salaries & Benefits $91,942

Fundraising Expenses $0

Program Expenses $312,997

Other Expenses $234,550

TOTAL EXPENSES $326,492

Year-over-Year Comparison

	2025	2024	Change
Revenue	$353,033	$341,624	+0.0%
Expenses	$326,492	$316,106	+0.0%
Net Income	$26,541	$25,518	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CORY MUCHOW	DIRECTOR	1.00	Director	$0	$0	$0
ETHAN GIEBEL	DIRECTOR	1.00	Director	$0	$0	$0
CHASTITY MACHOVEC	DIRECTOR	1.00	Director	$0	$0	$0
ANDREA MCPHERSON	DIRECTOR	1.00	Director	$0	$0	$0
JACOB WILLIAMS	DIRECTOR	1.00	Director	$0	$0	$0
CARRIE POLSTER	DIRECTOR	1.00	Director	$0	$0	$0
HAILY HERRIOT	DIRECTOR	1.00	Director	$0	$0	$0
SHAWNA HANEY	DIRECTOR	1.00	Director	$0	$0	$0
JOSH KOWALKE	DIRECTOR	1.00	Director	$0	$0	$0
SARA PAHL	DIRECTOR	1.00	Director	$0	$0	$0
LINDA SPENCER	DIRECTOR	1.00	Director	$0	$0	$0
TAMMY WHITNEY	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$353,033	$326,492	$85,459	$26,541
2024	$341,624	$316,106	$67,959	$25,518
2023	$230,974	$213,399	$45,968	$17,575
2022	$211,536	$207,744	$38,248	$3,792
2021	$199,690	$199,972	$38,936	$-282
2020	$212,324	$224,271	$45,976	$-11,947
2019	$212,704	$222,076	$50,543	$-9,372
2018	$235,890	$231,937	$60,729	$3,953